Goa Pashupalan Loan Yojana 2026 – 90% Subsidy, Apply Online

Goa Pashupalan Loan Yojana 2026 covers three linked livestock schemes run by the Directorate of Animal Husbandry & Veterinary Services (AHVS), Government of Goa — giving Goa-based farmers up to 90% subsidy on crossbred dairy cattle, 75–100% on calf rearing, and Rs.2 lakh on dairy equipment. This guide is for Goa farmers, unemployed youth, NGOs, and SHG members who want government-backed financial support to start or expand a dairy or livestock unit in 2026.

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Whether you keep 2 cows or plan a 20-animal commercial dairy, you will find the exact subsidy slabs, eligibility rules, documents required, and step-by-step application process below — sourced directly from the official AHVS Citizen Charter and the Goa government portal.

📋 Table of Contents

What Is Goa Pashupalan Loan Yojana 2026?

Goa Pashupalan Loan Yojana 2026 is an umbrella term for a cluster of state-funded livestock support schemes administered by the Department of Animal Husbandry & Veterinary Services (AHVS), Government of Goa. The three core schemes under this umbrella are: the Pashupalan Scheme (Amended) Modified, the Mukhyamantri Sudharit Kamdhenu Scheme, and the Dairy Equipment Scheme (Amended) Modified.

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Together, these schemes subsidise the entire livestock value chain — from artificial insemination and pregnancy confirmation, to calf rearing from birth to 27 months, purchase of high-yielding crossbred cows and improved buffaloes, construction of cattle sheds, and purchase of modern dairy machinery. The objective is to make Goa self-sufficient in milk production and create rural self-employment, particularly for SC, ST, and Dhangar communities.

Goa’s animal husbandry department operates 5 Veterinary Hospitals, 25 Veterinary Dispensaries, and 48 Key Village Sub-Centres across both North Goa and South Goa districts, making scheme access available at the village level. The department’s head office is at Pashusamvardhan Bhavan, Patto, Panaji — Goa.

Who Should Apply for Goa Pashupalan Loan Yojana 2026?

This scheme is designed for a wide range of beneficiaries. If you fall into any of the categories below, you are a strong candidate for Goa’s livestock subsidy schemes in 2026.

• 🐄 Traditional dairy farmers in Goa who already keep 1–3 crossbred cows or buffaloes and want to scale up to 10–20 animals with government support
• 👨‍🎓 Unemployed rural youth (18–45 years) seeking self-employment through dairy farming — the Kamdhenu scheme explicitly prioritises youth entrepreneurship
• 👩‍🌾 Women farmers and SHG (Bachat Gat) members registered with AHVS who supply milk to a local dairy cooperative society
• 🏘️ SC/ST/Dhangar community households — eligible for 100% subsidy on calf rearing and priority in cattle purchase schemes
• 🌱 Farmers in declared Dudh Gram (Milk Village) areas — entitled to enhanced 90% subsidy on calf rearing (vs 75% for general rural areas)
• 🏢 NGOs, Goshalas, and Community Farms availing Artificial Insemination services and registered with local veterinary services
• 🐖 Farmers interested in Varah Palan (piggery) — a separate scheme provides up to 74% subsidy on sow purchase
• 🐓 Poultry farmers (broiler/layer/LIT birds) — eligible for up to Rs.56,000/month financial assistance under the Poultry Rearing Scheme

Subsidy & Financial Benefits Under Goa Pashupalan Loan Yojana 2026

The subsidy structure under Goa’s pashupalan schemes is one of the most generous among all Indian states — with the Kamdhenu scheme offering up to 90% subsidy on the first 10 animals for all categories. All subsidies are released via Direct Benefit Transfer (DBT) directly to the beneficiary’s Aadhaar-linked bank account through ECS.

A) Kamdhenu Scheme — Cattle Purchase Subsidy

Unit cost is fixed at Rs.70,000 per animal for subsidy calculation, regardless of actual purchase price. Transport incentive: Rs.2,000/animal (outside Goa) or Rs.800/animal (from department cattle melas). Insurance premium reimbursement: up to Rs.16,625 per animal for a 42-month comprehensive policy.

B) Pashupalan Scheme — Calf Rearing Subsidy (Birth to 27 Months)

Additional AI incentive: Rs.500 for 1st AI and Rs.200 for 2nd AI per cycle. On confirmation of pregnancy: Rs.2,000/month feed allowance from the 4th month till calving. Birth incentive on female calf: a one-time Rs.4,000 to cover initial expenditure.

C) Dairy Equipment Scheme — 75% Subsidy on Machinery

Maximum subsidy cap: Rs.2,00,000 total per beneficiary across all dairy equipment purchased. Items like generator sets, milking machines, and industrial fans must be purchased from AHVS-registered authorized dealers in Goa.

D) Milk Incentive Scheme — 40% Monthly Composite Subsidy

Farmers who supply milk to a registered Dairy Co-operative Society / Bachat Gat / Self Help Group receive a composite monthly subsidy of 40% on the proceeds of milk supplied — split as 32.28% milk incentive and 7.72% cattle feed subsidy. This is paid monthly via ECS directly to the farmer’s bank account.

Eligibility Criteria for Goa Pashupalan Loan Yojana 2026

Eligibility varies slightly by scheme component. Below are the consolidated requirements:

For Pashupalan Scheme (Calf Rearing)

• Must be a bonafide resident of Goa for at least 5 years
• All farmers availing Artificial Insemination (AI) and registered with the local Government Veterinary Services
• NGOs, Goshalas, and Community Farms availing AI for cows and buffaloes
• All farmers irrespective of financial status — no income ceiling
• Farmer must own crossbred female calves or improved buffalo female calves born out of AI or departmental schemes
• Agreement Bond in prescribed format must be submitted with application

For Kamdhenu Scheme (Cattle Purchase)

• Must be a bonafide resident of Goa for at least 5 years (15 years for revised Mukhyamantri Kamdhenu Scheme)
• Must possess a pucca cattle shed with cement flooring — leased/rented sheds are permitted under the older scheme but not the revised version
• Must stall-feed animals — open grazing not permitted
• New applicants must undergo dairy training at the AHVS designated training centre (traditional dairy farmers may be exempted on area officer recommendation)
• Must be a member of a local Dairy Cooperative Society / Bachat Gat / SHG
• Must have a letter from a financing institution with ECS, willing to finance the purchase

Application Fee Table

How to Apply for Goa Pashupalan Loan Yojana 2026 — Step-by-Step

Applications are submitted through your nearest AHVS Veterinary Dispensary or Hospital. Follow these steps for the Kamdhenu / Pashupalan scheme:

1. Get the application form — Visit your nearest AHVS Veterinary Dispensary, Hospital, or download from ahvs.goa.gov.in/downloadable-forms. Forms are also available on the Goa government portal at goa.gov.in.
2. Complete the form in triplicate — Submit original plus 2 photocopies along with all supporting documents (see documents section below).
3. Pay the processing fee — Rs.200 for General category or Rs.25 for SC/ST/Dhangar at the time of submitting the application at the respective Dispensary or Hospital.
4. Area Officer verification — The Assistant Director/Veterinary Officer of the respective Hospital/Dispensary will scrutinise and process the application within 15 days and submit eligible applications to the Director of AHVS for sanction.
5. Sanction and animal purchase — On receipt of sanction order, you must purchase animals within one year. No revalidation is permitted. Animals must be bought from AHVS cattle melas at Copardem/Dhat or from outside Goa with prior written permission and accompanied by a Departmental Veterinary Doctor.
6. Submit purchase documents to bank — The purchase statement, health certificate, transport receipt, and insurance proof must be submitted to your financing institution within one week of purchase for insurance formalities.
7. Subsidy release via DBT — The financing institution submits documents to AHVS Head Office within 2 weeks of purchase. Subsidy is then directly credited to your bank account through ECS.

Goa Pashupalan Scheme vs Bihar Pashupalan Scheme 2026

Both Goa and Bihar run strong pashupalan subsidy schemes, but they differ significantly in structure, target animals, and subsidy slabs. Here is a direct comparison to help you understand which state’s model is more relevant if you are relocating or researching livestock support schemes.

Pros and Cons of Goa Pashupalan Loan Yojana 2026

Advantages

• ✅ Highest subsidy rate in India — 90% on first 10 crossbred cattle is unmatched by most state schemes
• ✅ Comprehensive lifecycle support — AI → pregnancy → calf rearing → cattle purchase → equipment — all subsidised under one department
• ✅ 100% subsidy for SC/ST/Dhangar on calf rearing cost of Rs.52,800 — zero out-of-pocket for eligible communities
• ✅ Insurance premium reimbursement up to Rs.16,625/animal for 42 months — protects investment against animal death
• ✅ Monthly milk incentive (40%) ensures regular cash flow for registered dairy cooperative members
• ✅ Transport incentive of Rs.2,000/animal for purchases from outside Goa reduces logistics cost

Disadvantages

• ❌ Strict cattle shed requirement — pucca cement-floored shed is mandatory; not all small farmers can meet this upfront
• ❌ 15-year residency for revised Kamdhenu scheme — newer migrants or those who moved to Goa recently may not qualify for the upgraded scheme
• ❌ Animals cannot be sold for 3.5 years after subsidy — recovery provisions apply for early disposal
• ❌ Mandatory dairy training for new applicants adds a time delay before animals can be purchased

Important Terms Related to Goa Pashupalan Loan Yojana 2026

Understanding these key terms will help you navigate the application process and official scheme guidelines with confidence.

• Crossbred Cow (CBC): A high-yielding cow produced by crossing local breeds with Jersey or HF semen. Unit cost fixed at Rs.70,000 for subsidy calculation under the Kamdhenu scheme.
• Improved She Buffalo: A buffalo of improved genetic stock (e.g. Murrah, Surti) eligible for Kamdhenu subsidy on the same terms as crossbred cows.
• Indigenous Breed: Sahiwal, Gir, Red Sindhi, Rathi, and Tharparkar cows — eligible for Kamdhenu subsidy alongside crossbred cattle.
• Dudh Gram: Milk Village — a Gram Panchayat declared by the AHVS based on highest annual milk supply to Goa Milk Producers’ Union. Farmers here get 90% calf subsidy vs the standard 75%.
• ECS (Electronic Clearance System): The bank transfer mechanism used to credit all AHVS subsidies directly to the farmer’s bank account — requires Aadhaar seeding.
• DBT (Direct Benefit Transfer): The national framework under which all AHVS subsidy amounts are credited — no cash disbursement; bank-to-bank only.
• Bachat Gat: A group of 2 or more farmers registered with AHVS for collective scheme benefits — qualifies as the equivalent of a Dairy Cooperative Society for scheme purposes.
• AHVS: Directorate of Animal Husbandry & Veterinary Services — the implementing authority for all livestock schemes in Goa; head office at Pashusamvardhan Bhavan, Patto, Panaji.
• Area Officer: The local Assistant Director or Veterinary Officer at your nearest Vet Dispensary — the first point of contact for all applications, verifications, and inspections.
• Microchipping: AHVS mandates identification of all Kamdhenu animals through microchips or ear tags within 3 months of pregnancy confirmation — required for subsidy release.

Documents Required for Goa Pashupalan Loan Yojana 2026

Important Links — Goa Pashupalan Loan Yojana 2026

Conclusion

Goa Pashupalan Loan Yojana 2026 is one of the most comprehensive and high-value livestock support programmes among Indian states, with up to 90% subsidy on crossbred cattle purchase, 100% coverage on calf rearing for SC/ST/Dhangar families, and a monthly milk incentive ensuring sustainable income. If you are a Goa resident with 5+ years of residency, a pucca cattle shed, and willingness to join a local dairy society, this scheme can fund your entire dairy setup with minimal out-of-pocket expense.

Visit your nearest AHVS Veterinary Dispensary or Hospital to collect the application form and start the process — or download forms directly from ahvs.goa.gov.in/downloadable-forms. Bookmark this page — we update it every time the official scheme data changes.

Frequently Asked Questions About Goa Pashupalan Loan Yojana 2026

What is the Goa Pashupalan Loan Yojana 2026?

Goa Pashupalan Loan Yojana 2026 is a cluster of livestock subsidy and financial assistance schemes run by the Directorate of Animal Husbandry & Veterinary Services (AHVS), Goa. It covers cattle purchase (Kamdhenu Scheme), calf rearing (Pashupalan Scheme), dairy equipment purchase, cattle shed construction, and milk incentives — providing up to 90% subsidy to eligible Goa-based farmers.

What is the maximum subsidy under Goa Pashupalan Yojana?

The maximum subsidy is 90% (Rs.63,000 per animal) on the first 10 crossbred cows or improved buffaloes under the Kamdhenu Scheme — applicable to all categories including General. For SC/ST/Dhangar families, calf rearing is covered at 100% (up to Rs.52,800 per calf). Equipment subsidy is 75%, capped at Rs.2 lakh.

Who is eligible for Goa Pashupalan Loan Yojana 2026?

Any person who has been a bonafide resident of Goa for at least 5 years (15 years for the revised Mukhyamantri Kamdhenu Scheme), has a pucca cattle shed with cement flooring, and is willing to stall-feed animals is eligible. NGOs, Goshalas, SHG members, and Community Farms availing AI services are also eligible for the Pashupalan (calf rearing) component.

How do I apply for Goa Pashupalan scheme online?

As of 2026, applications for the Kamdhenu and Pashupalan schemes are submitted offline in triplicate through your nearest AHVS Veterinary Dispensary or Hospital. Application forms can be downloaded from ahvs.goa.gov.in/downloadable-forms. The department is progressively enabling online submission for some components — check the official portal for the latest updates.

Can SC/ST farmers get higher subsidy under Goa Pashupalan Yojana?

Yes. SC/ST and Dhangar community farmers receive 100% subsidy on calf rearing costs (birth to 27 months), compared to 75% for General category and 90% for farmers in declared Dudh Gram (Milk Village) areas. The processing fee is also reduced to Rs.25 (vs Rs.200 for General) under the Kamdhenu Scheme.

What animals qualify under Goa Kamdhenu Scheme 2026?

The Kamdhenu Scheme covers crossbred cows, improved she-buffaloes, and indigenous breed cows — specifically Sahiwal, Gir, Red Sindhi, Rathi, and Tharparkar. All animals must be expected to yield a minimum of 2,700 liters of milk per lactation, and the unit cost for subsidy calculation is fixed at Rs.70,000 per animal regardless of actual purchase price.

What happens if I sell the animal before 3.5 years?

Animals purchased under the Kamdhenu Scheme cannot be sold or disposed of within 3.5 years (42 months) from the date of subsidy release. If an animal is sold before this lock-in period, the government recovers the subsidy amount on a pro-rata basis from the beneficiary’s milk incentive or other scheme payments. Recovery can also be made under the Land Revenue Code.

What is the Milk Incentive Scheme under Goa Pashupalan Yojana?

The Revised Scheme for Incentives to Milk Producers provides a composite monthly subsidy of 40% on milk sale proceeds — comprising a 32.28% milk incentive and a 7.72% cattle feed subsidy. It applies to Goa farmers who are registered members of Dairy Co-operative Societies, Bachat Gat, or SHGs and supply their own milk (not procured from others) to the society. Payment is monthly via ECS.

Where is the AHVS head office and how can I contact them?

The AHVS head office is at Pashusamvardhan Bhavan, Patto, Panaji, Goa. Contact: Phone 9607948546 / 8956863414 | Email: [email protected] | Website: ahvs.goa.gov.in. For application submission and queries, contact your local Area Assistant Director or Veterinary Officer at the nearest Veterinary Dispensary or Hospital.

Can I combine Goa Pashupalan Scheme with NABARD dairy loan?

Yes — Goa’s state-level Kamdhenu and Pashupalan schemes can be combined with national schemes like NABARD’s Dairy Entrepreneurship Development Scheme (DEDS), provided you are not double-claiming subsidy on the same cost component. A bank loan is mandatory under the Kamdhenu Scheme, and NABARD refinance is commonly used by financing institutions to fund such schemes. Check with your bank and AHVS area officer before filing both applications.

Last Updated: August 2026 | Data sourced from AHVS Goa Citizen Charter, ahvs.goa.gov.in, and goa.gov.in. This guide is reviewed and updated regularly for accuracy. Bookmark this page for the latest information.

Disclaimer: This article is for informational purposes only. Scheme guidelines, subsidy amounts, and eligibility conditions may be revised by the Government of Goa at any time. Always verify the latest scheme rules from the official AHVS portal at ahvs.goa.gov.in or by visiting your nearest Veterinary Dispensary before making financial decisions.

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