Bihar Pashupalan Loan Yojana 2026 – 9 Schemes, 75% Subsidy & Apply

For Bakri/Bhed Palan Yojana, SC/ST applicants with 100 goats receive up to Rs.7.82 lakh in subsidy on a project cost of approximately Rs.10.41 lakh. The NLM central scheme adds a further 50% capital subsidy (max Rs.50 lakh) on goat/sheep projects, provided the state and central scheme components do not overlap on the same assets.

How subsidy is released: Applicants invest their own margin money and the bank disburses the full loan. After CDO site verification and mandatory COMFED dairy training, the subsidy is credited directly to the applicant’s bank loan account, reducing the outstanding principal.

Who Can Apply? Eligibility for Bihar Pashupalan Loan 2026

The following checklist tells you whether you qualify. All conditions must be met before submitting the application:

• Bihar domicile: Permanent resident of Bihar — valid domicile certificate mandatory.
• Age: 18–55 years as on the date of application.
• Category: SC/ST/Mahadalit (75% subsidy), EBC (75%), OBC/General (50%).
• Land: Own land or a registered lease agreement (BDO/Sub-Registrar certified). Minimum 0.5 acre for small dairy; 1+ acre for large dairy.
• Bank account: Active account in a scheduled bank, Aadhaar-NPCI seeded for DBT.
• No existing large commercial herd: Applicants who already own 5+ commercial milch animals for profit are not eligible for the capital subsidy on the same activity.
• No bank default: Clean credit history — no NPA status in any bank.
• Not a government employee/pensioner: Excluded from eligibility.

Should you apply? Quick check: If you are a Bihar resident aged 18–55, do not have an existing large commercial herd, and have at least 0.5 acre of land (owned or registered lease) — you are likely eligible. SC/ST/EBC applicants who meet these conditions gain the most from the 75% subsidy rate.

What Documents Are Required for Bihar Pashupalan Loan 2026?

• Aadhaar card with mobile number linked (OTP verification required during online registration).
• Bank passbook showing Aadhaar-NPCI seeding (confirm at your branch before applying).
• Bihar domicile/residence certificate (SDO or BDO issued).
• Caste certificate (SC/ST/OBC/EBC) — name must match Aadhaar exactly; certificate issued within 3 years recommended.
• Age proof — Class 10 marksheet or birth certificate.
• Passport-size photographs — 4 copies, white background, taken within 3 months.
• Land documents — khatiyan/jamabandi (ownership) or registered lease agreement. Verbal agreements not accepted.
• Income certificate — issued by Circle Officer or SDO.
• Bank statement — last 6 months (required by most banks for the loan component).
• COMFED training certificate — 5–7 day free dairy training, mandatory before subsidy is released; contact your Block CDO after application submission.

How to Apply Online for Bihar Pashupalan Loan Yojana 2026?

The application is completely free. Do not pay any agent or intermediary — report fraud to the helpline at 1800 345 6681.

1. Open the official portal: Go to dairy.bihar.gov.in for dairy/gavya schemes, or dbtagri.bih.nic.in for Bakri/Bhed Palan and Bhains Palan Yojana. The site works on mobile.
2. Register as a new applicant: Click “New Applicant Registration,” enter your mobile number and Aadhaar number, verify the OTP.
3. Fill in personal details: Enter your name exactly as it appears on your Aadhaar card, date of birth, father’s name, district, block, panchayat, and village. Any mismatch can cause verification failure.
4. Select the scheme and unit type: Choose from 2-animal dairy, 4-animal dairy, 15–20 cow dairy, Desi Gaupalan, Samagra Bhains Palan, Bakri Palan, or Bhed Palan — based on your land and budget.
5. Enter land details: Survey number, area in acres, ownership type (own land or registered lease).
6. Enter bank account details: Bank name, IFSC code, account number. Aadhaar-NPCI seeding must already be active — the subsidy is transferred via DBT to this account.
7. Upload documents: Upload Aadhaar, bank passbook, domicile, caste certificate, land papers, and photograph as PDF or JPG files under 5 MB each.
8. Submit and save the reference number: After submission, note the unique reference number for tracking your application status.
9. Attend COMFED training: Within 15–30 days your Block CDO will call to schedule the mandatory 5–7 day free COMFED dairy training. Attendance and completion are required before subsidy release.
10. Site verification and animal purchase: CDO conducts a site inspection. After approval, purchase animals from an approved source. Subsidy is credited to your loan account within 30–60 days of verification.

What Central Government Schemes Support Bihar Pashupalan 2026?

Four central schemes can be used alongside Bihar state schemes, with careful planning to avoid subsidy overlap on the same assets:

• National Livestock Mission (NLM): 50% capital subsidy, maximum Rs.50 lakh for goat/sheep farms, Rs.25 lakh for poultry, Rs.30 lakh for piggery. Apply at nlm.udyamimitra.in. Bihar implements NLM through the State Level Executive Committee (SLEC).
• Animal Husbandry Infrastructure Development Fund (AHIDF): For dairy processing units, meat processing, and animal feed plants — 3% interest subvention and 25% credit guarantee on project loans. Individuals, MSMEs, and FPOs are eligible. Apply at ahidf.udyamimitra.in.
• Rashtriya Gokul Mission (RGM): 100% central grant for Artificial Insemination, indigenous breed development, and Gokul Gram establishment. Bihar has completed 64.87 lakh AIs benefiting 29.16 lakh farmers; Rs.79.29 crore released and utilised. Apply through your district Animal Husbandry Department. For more on getting the most from NABARD-backed dairy loans, see the NABARD Dairy Farm Loan 2026 guide.
• PM Pashu Kisan Credit Card (KCC): Revolving working-capital credit up to Rs.5 lakh for feed, medicines, and veterinary costs at 7% interest (effective 4% with 3% interest subvention). Apply at jansamarth.in or any scheduled bank branch. Ideal for covering day-to-day farm expenses after the capital loan is in place.

Important Links — Bihar Pashupalan Loan Yojana 2026

Frequently Asked Questions — Bihar Pashupalan Loan Yojana 2026

What is the maximum subsidy available under Bihar pashupalan loan yojana 2026?

SC/ST/EBC applicants can receive a 75% capital subsidy on the project cost under Samagra Gavya Vikas Yojana for a 2–4 animal dairy unit — a 4-cow unit costing Rs.2,42,000 requires only Rs.60,500 of the applicant’s own money. Large units of 15–20 animals attract a 40% subsidy (maximum Rs.8,08,800) for all categories. Under the NLM central scheme, an additional 50% subsidy (max Rs.50 lakh) is available on goat/sheep projects, provided no overlap with the state subsidy on the same assets.

What is the Mukhyamantri Go-Dhan Vikas Rin Yojana and when can I apply?

The Bihar Cabinet approved this scheme on 23 September 2026 with a budget of Rs.160 crore for three years (FY2026-27 to FY2028-29). Its main benefit is a 100% waiver of the interest on an eligible dairy loan — the borrower repays only the principal. As of October 2026, the detailed guidelines, per-beneficiary loan limits, eligibility conditions, and application portal have not yet been officially notified. Check state.bihar.gov.in/ahd for updates.

How is the subsidy actually paid — does it come directly to me?

No — the subsidy is not paid directly to the applicant. You first invest your own margin money and the bank disburses the loan. After CDO site inspection and COMFED training completion, the subsidy is credited by the government to your bank loan account, reducing the outstanding principal. You then repay only the remaining loan balance.

Can I combine Bihar state pashupalan subsidy with a central NLM subsidy?

Yes, but the two subsidies must apply to different project components — you cannot claim both on the same set of animals or the same shed. A common approach is to take the Bihar state capital subsidy for animal purchase (dairy/cow component) and apply separately to NLM for a goat or feed-fodder component. Confirm this split with your CDO or District Animal Husbandry Officer before applying.

Is a COMFED dairy training certificate mandatory?

Yes. A 5–7 day free COMFED dairy training session is a mandatory condition for subsidy release under Samagra Gavya Vikas Yojana. Your Block CDO will contact you to schedule it after you submit the application. The training covers animal management, feed planning, hygiene, and milk cooperative procedures. You must complete it before the CDO will approve subsidy disbursement.

What happens if a registered agent asks me to pay money for the application?

The entire Bihar pashupalan loan yojana application process is free of charge. Any person who asks for payment to apply on your behalf is committing fraud. Call the official helpline — 1800 345 6681 (toll-free) — to report the incident and seek guidance.

What is the age limit for Bihar pashupalan loan yojana 2026?

The eligible age range is 18 to 55 years as on the date of application under the Samagra Gavya Vikas Yojana and related state schemes. Applicants outside this range are not eligible for the capital subsidy component, though they may be able to access bank loans for animal husbandry through other channels.

Which banks provide loans linked to Bihar pashupalan schemes?

State Bank of India, Bank of Baroda (Mini Dairy Unit Scheme), Central Bank of India (Cent Dairy Scheme), and Regional Rural Banks tied to NABARD refinance all provide dairy term loans linked to Bihar’s state subsidy schemes. You apply for the state subsidy at dairy.bihar.gov.in and then approach your preferred bank with the approval letter for the loan component. For a detailed comparison of loan products, see the SBI Dairy Farm Loan 2026 guide and the Dairy Farm Business Plan India 2026.

Disclaimer: This article is based on official Bihar government portals (dairy.bihar.gov.in, state.bihar.gov.in/ahd), the Bihar Cabinet communication of 23 September 2026, and DAHD central scheme portals. Subsidy amounts, eligibility conditions, and scheme guidelines are subject to change. Verify all details on the official portal or with your District CDO before making financial commitments. Agrijob.in is not affiliated with the Bihar government or any of the schemes listed.

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