Karnataka Pashupalan Loan Yojana 2026 gives small and marginal farmers across Karnataka a government-backed livestock loan of up to ₹1.20 lakh with a back-ended capital subsidy of 50% for SC/ST beneficiaries and 25% for other small/marginal farmers — plus an additional ₹50,000 short-term loan at 0% interest for cattle feed through cooperative banks. This guide is for Karnataka farmers, agricultural labourers, and members of Milk Producers’ Co-operative Societies who want to start or expand cattle, sheep, goat, pig, or poultry units in 2026. It covers scheme eligibility, subsidy amounts by livestock type, application documents, step-by-step process, and direct links to official portals so you can apply without confusion.
Karnataka Pashupalan Loan Yojana 2026 (Pashu Bhagya Scheme) provides a back-ended capital subsidy of 50% for SC/ST farmers and 25% for other small/marginal farmers on livestock loans up to ₹1.20 lakh from commercial banks. Additionally, a short-term loan of ₹50,000 at 0% interest is available through cooperative banks for cattle feed. Apply at your nearest Taluk Veterinary Office or through ahvs.kar.nic.in.
- Scheme Name: Pashu Bhagya Yojana (Livestock Scheme), Karnataka
- Department: Animal Husbandry & Veterinary Services (AHVS), Govt. of Karnataka
- Maximum Loan: ₹1,20,000 from commercial banks (livestock unit)
- Subsidy for SC/ST: 50% back-ended capital subsidy (max ₹60,000)
- Subsidy for General/OBC: 25% back-ended capital subsidy (max ₹30,000)
- Short-Term Loan: ₹50,000 at 0% interest (cooperative banks, for cattle feed)
- Insurance Benefit: Subsidy on premium for up to 5 cattle (Milk Producers’ Co-op members)
- Ex-gratia (Kurigahi Suraksha): ₹5,000 per sheep/goat death
- Livestock Covered: Cattle, Buffalo, Sheep, Goat, Pig, Poultry
- Official Portal: ahvs.kar.nic.in | Commissioner: +080-22864989
- What Is Karnataka Pashupalan Loan Yojana 2026?
- Who Should Apply for Karnataka Pashupalan Loan Yojana?
- Subsidy, Loan Amounts & Income Potential
- Eligibility Criteria & Requirements
- How to Apply — Step-by-Step Process 2026
- Karnataka Pashupalan Loan vs National Livestock Mission (NLM)
- Pros and Cons of Karnataka Pashupalan Loan Yojana
- Important Terms Related to Karnataka Animal Husbandry Loan
- Important Dates & Timeline
- Important Links
- Conclusion
- Key Takeaways
- Frequently Asked Questions
What Is Karnataka Pashupalan Loan Yojana 2026?
Karnataka Pashupalan Loan Yojana 2026 is a credit-linked subsidy programme implemented by the Department of Animal Husbandry and Veterinary Services (AHVS), Government of Karnataka, under its flagship Pashu Bhagya Scheme. The scheme provides back-ended capital subsidies and zero-interest short-term loans to small and marginal farmers to help them establish or expand livestock units — including dairy cattle, buffalo, sheep, goat, pig, and poultry — without bearing the full financial burden of startup costs.
Under this scheme, eligible Karnataka farmers can avail a commercial bank loan of up to ₹1,20,000 for setting up a livestock unit. The government then reimburses a portion of that loan as a back-ended subsidy — meaning it is credited to the loan account and reduces the total repayment, making the effective cost to the farmer significantly lower. SC/ST farmers receive ₹60,000 back (50% subsidy); general/OBC small farmers receive ₹30,000 back (25% subsidy). The scheme also addresses working capital: members of Milk Producers’ Co-operative Societies can additionally access a ₹50,000 short-term loan at 0% interest through cooperative banks for cattle feed and routine maintenance.
The scheme operates in convergence with central government programmes including the National Livestock Mission (NLM) at nlm.udyamimitra.in and the Animal Husbandry Infrastructure Development Fund (AHIDF), allowing some beneficiaries to layer state and central subsidies for larger projects. It is supervised by the Commissioner of Animal Husbandry & Veterinary Services, “Pashupalana Bhavan”, Bellary Road, Hebbal, Bengaluru – 560024.
Who Should Apply for Karnataka Pashupalan Loan Yojana 2026?
This scheme is designed for rural Karnataka residents who want to earn stable income from livestock but need financial help to get started. Here are the 8 profiles who benefit most:
- 🐄 SC/ST Small Farmers: Priority beneficiaries — receive 50% subsidy (maximum ₹60,000) on a ₹1.20 lakh dairy cattle loan, reducing the effective repayment burden dramatically.
- 🐃 Small & Marginal Farmers (General/OBC): Eligible for 25% back-ended subsidy (up to ₹30,000) on the same ₹1.20 lakh livestock loan from any scheduled commercial bank.
- 🥛 Milk Producers’ Co-operative Society Members: Entitled to the 0% interest ₹50,000 short-term loan for cattle feed and maintenance, and to livestock insurance subsidies on up to 5 cattle.
- 🐐 Goat & Sheep Rearers: Can set up 10+1 goat/sheep units or 3-goat starter units with subsidy support; also covered by the Kurigahi Suraksha ex-gratia of ₹5,000 per death.
- 🐖 Pig Farmers: Eligible for subsidy on 10-piglet or 10-piglet fattening units under the Livestock Scheme component of Pashu Bhagya.
- 🐓 Poultry Farmers: Can establish 500-bird layer or broiler units with capital subsidy assistance through the scheme.
- 👩 Homeless Widows & Women SHG Members: A special sub-component empowers homeless widows to establish dairy units; women SHG members may qualify for additional support under convergent state welfare schemes.
- 🌾 Agricultural Labourers Diversifying Income: Farm labourers with no land holding who want to add livestock income alongside daily wages can access this scheme to start a small goat or poultry unit.
Subsidy, Loan Amounts & Income Potential
The Karnataka Pashupalan Loan Yojana 2026 links capital subsidy directly to the commercial bank loan amount. The table below shows the exact subsidy available for each livestock unit type based on official AHVS Karnataka figures.
| Livestock Unit | Loan Amount (₹) | Subsidy — SC/ST (50%) | Subsidy — General (25%) |
|---|---|---|---|
| 2 Cow/Buffalo Dairy Unit | ₹1,20,000 | ₹60,000 | ₹30,000 |
| 10+1 Goat/Sheep Unit | Up to ₹1,20,000 | ₹60,000 | ₹30,000 |
| 3 Goat/Sheep Starter Unit | ~₹40,000 | ₹20,000 | ₹10,000 |
| 10 Piglet Unit | Up to ₹1,20,000 | ₹60,000 | ₹30,000 |
| 10 Piglet Fattening Unit | Up to ₹1,20,000 | ₹60,000 | ₹30,000 |
| 500 Poultry (Layer) Unit | Up to ₹1,20,000 | ₹60,000 | ₹30,000 |
| 500 Poultry (Broiler/Egg) Unit | Up to ₹1,20,000 | ₹60,000 | ₹30,000 |
| Cattle Feed Loan (Co-op Bank) | ₹50,000 @ 0% interest | Full benefit | Full benefit |
Monthly income potential from a 2-cow dairy unit in Karnataka (2026 estimates): A productive HF or Jersey cow in Karnataka yields 10–15 litres of milk per day. At the Karnataka Milk Federation (KMF) procurement price of approximately ₹32–₹38 per litre, two cows producing a combined 20 litres/day can generate ₹19,200–₹22,800/month in milk revenue. Subtracting feed costs of ₹6,000–₹8,000/month, the net monthly income from a 2-cow unit is approximately ₹11,000–₹15,000/month — and with the 50% SC/ST subsidy reducing the loan burden, repayment is also significantly eased.
| Livestock Type | Estimated Monthly Income (Net) | Best Suited For |
|---|---|---|
| 2 Dairy Cows (HF/Jersey) | ₹11,000–₹15,000/month | Farmers near KMF collection points |
| 2 Buffalo (Murrah/Surti) | ₹9,000–₹13,000/month | High-fat milk markets, ghee making |
| 10+1 Goat/Sheep Unit | ₹4,000–₹7,000/month | Dryland farmers, semi-arid areas |
| 10 Piglet Unit | ₹6,000–₹10,000/month | Farmers with access to feed waste |
| 500 Poultry (Layer) | ₹8,000–₹14,000/month | Farmers near egg wholesale markets |
Eligibility Criteria & Requirements
Before applying for the Karnataka Pashupalan Loan Yojana 2026, confirm you meet all of the following eligibility conditions as specified by the AHVS Karnataka department:
- ✅ Must be a Karnataka state resident with a valid Fruits ID (farmer registration)
- ✅ Must be classified as a small or marginal farmer (land holding up to 2 hectares / 5 acres) or an agricultural labourer
- ✅ For higher SC/ST subsidy (50%), must hold a valid caste certificate issued by competent authority
- ✅ For the 0% interest short-term loan component: must be an active member of a Milk Producers’ Co-operative Society affiliated with KMF
- ✅ Family annual income must be below ₹8 lakh (as per income certificate from Tehsildar)
- ✅ Must have land or leased space suitable for setting up the livestock shed or unit
- ✅ Applicant must not have a bank default or CIBIL blacklisting (no-default certificate from bank required)
- ✅ One application per family — only one member of a household may apply for the scheme at a time
Required Documents:
- Aadhaar Card (applicant)
- Fruits ID (Karnataka farmer registration number)
- PAN Card
- Land records: RTC / Pahani (or land lease agreement)
- Caste certificate (for SC/ST — mandatory for 50% subsidy)
- Family income certificate from Tehsildar (below ₹8 lakh)
- Bank passbook (Aadhaar-linked, active account)
- Project report / unit cost estimate (cattle shed plan, breed selection, cost breakdown)
- Certificate of non-default from the bank
- Ration card copy
- Passport-size photographs (2)
| Category | Subsidy Rate | Max Subsidy Amount | Application Fee |
|---|---|---|---|
| SC/ST Farmers | 50% back-ended | ₹60,000 | Nil (Free) |
| Small/Marginal (General/OBC) | 25% back-ended | ₹30,000 | Nil (Free) |
| Agricultural Labourers | 25% back-ended | ₹30,000 | Nil (Free) |
| Milk Co-op Members (Short-Term) | 0% interest loan | ₹50,000 | Nil (Free) |
How to Apply for Karnataka Pashupalan Loan Yojana 2026 — Step-by-Step
The application process for Karnataka Pashupalan Loan Yojana 2026 involves both the Animal Husbandry Department and your bank. Follow all 8 steps carefully to avoid delays or rejection:
- Register on Fruits Portal: If not already registered, obtain your Fruits ID at fruits.karnataka.gov.in. This is mandatory for all AHVS Karnataka scheme applications.
- Visit Taluk Veterinary Office: Go to your nearest Taluk Veterinary Office or District Animal Husbandry & Veterinary Services office. Carry your Aadhaar, Fruits ID, land records, and caste certificate.
- Choose Your Livestock Unit: Select your desired livestock category: Dairy (cattle/buffalo), Sheep, Goat, Pig, or Poultry. The Veterinary Officer will help you determine the appropriate unit size based on your land and budget.
- Prepare Your Project Report: Submit a project report covering unit size, shed construction cost, breed selection, animal purchase cost, and projected income. Veterinary staff can assist with the standard format.
- Apply for a Bank Loan: Approach any scheduled commercial bank, Regional Rural Bank (RRB), or cooperative bank with your project report. Apply for a livestock loan of up to ₹1,20,000. The bank will assess your eligibility and CIBIL score.
- Submit Pashu Bhagya Subsidy Application: After receiving the bank’s loan sanction letter, submit the Pashu Bhagya subsidy application to the Veterinary Officer at your Taluk office. Attach the loan sanction letter along with all required documents.
- Field Verification: A Veterinary Officer will conduct a field visit to verify your land, shed, and livestock unit setup. Ensure the animals are tagged/registered on the Bharat Pashudhan digital platform during this stage.
- Subsidy Disbursal: After successful verification, the AHVS department claims the subsidy from the implementing agency. The subsidy is credited as a back-ended payment to your loan account — reducing your final loan instalments. SC/ST farmers receive ₹60,000 credited back; general farmers receive ₹30,000.
The Karnataka AHVS releases annual subsidy budgets at the start of each financial year (April–May). Applications submitted in April–June 2026 have the highest likelihood of receiving subsidy within the same year. Applications submitted in January–March may face delays as funds near exhaustion. Submit your project report and bank application by August 2026 to be safe.
Karnataka Pashupalan Loan vs National Livestock Mission (NLM) 2026
Karnataka farmers have access to both the state-level Pashu Bhagya scheme and the central government’s National Livestock Mission (NLM) at nlm.udyamimitra.in. Here is how they compare:
| Feature | Karnataka Pashu Bhagya (State) | National Livestock Mission — NLM (Central) |
|---|---|---|
| Implementing Agency | AHVS Karnataka | Dept. of Animal Husbandry & Dairying, GoI |
| Max Loan Amount | ₹1,20,000 | Up to ₹50 lakh+ (project-based) |
| Subsidy (General) | 25% back-ended | 50% capital subsidy |
| Subsidy (SC/ST/Women) | 50% back-ended | 50% capital subsidy |
| Short-term 0% Loan | ₹50,000 (Co-op banks) | Not available |
| Insurance Subsidy | Yes (up to 5 cattle) | Yes (NLM component) |
| Application Mode | Offline — Taluk Vet Office | Online — nlm.udyamimitra.in |
| Best For | Small 2-cow/goat/poultry units | Larger entrepreneurship projects |
| Processing Time | 30–60 days | 60–120 days |
| Can Be Combined? | Yes, in some cases | Yes, with state scheme convergence |
For small Karnataka farmers starting a 2-cow dairy or 10+1 goat unit, the Pashu Bhagya state scheme is the faster and simpler route — apply locally at the Taluk Veterinary Office, and the 50% SC/ST subsidy (₹60,000) makes it one of the most accessible livestock support programmes in India. For entrepreneurs planning larger dairy or poultry projects above ₹5 lakh, apply through the National Livestock Mission (NLM) at nlm.udyamimitra.in for 50% subsidy on bigger project costs. Savvy farmers can potentially layer both schemes for maximum benefit — consult your District Animal Husbandry Officer.
Advantages and Disadvantages of Karnataka Pashupalan Loan Yojana 2026
Like every government scheme, Karnataka’s Pashupalan Loan Yojana has clear strengths and some limitations. Here is an honest assessment:
✅ Advantages:
- Generous SC/ST Subsidy (50%): Priority beneficiaries get ₹60,000 directly offset against their loan — one of the highest subsidy rates for livestock in South India.
- 0% Interest Short-Term Loan: The ₹50,000 zero-interest cattle feed loan for co-op society members eliminates working capital stress in the first year.
- Insurance Cover Included: Milk Producers’ Co-op members receive insurance premium subsidy for up to 5 cattle, protecting the investment against disease or death losses.
- Kurigahi Suraksha Ex-Gratia: ₹5,000 per sheep/goat death as a safety net, with ₹5 crore allocated under this component annually.
- Application Is Free: No fees to apply — application is completely free at the Taluk Veterinary Office.
❌ Disadvantages:
- Loan Cap Is Limited: The ₹1.20 lakh maximum loan may be insufficient for high-quality exotic breed dairy cows (HF/Jersey), which can cost ₹60,000–₹80,000 each.
- Back-Ended Subsidy Delay: The subsidy is not released upfront — it is credited to the loan account after the unit is set up and verified, meaning farmers must service the full loan initially.
- Offline Application Only: Unlike NLM’s online portal, the Pashu Bhagya application is primarily offline, requiring multiple visits to the Taluk Veterinary Office.
- Budget Exhaustion Risk: Subsidy funds can run out before the end of the financial year, especially for applications submitted late (January–March).
Important Terms Related to Karnataka Animal Husbandry Loan
Understanding these key terms will help you navigate the Karnataka Pashupalan Loan Yojana application process and avoid common mistakes:
- Back-Ended Subsidy: A government subsidy that is credited to the loan account after the project is implemented and verified — not paid upfront. The bank holds it in an Escrow/Subsidy Reserve Fund and adjusts it against later loan instalments. This is the subsidy structure under Pashu Bhagya.
- Fruits ID: Farmer Registration and Unified Beneficiary Information System ID — Karnataka’s mandatory farmer registration number required for any state agriculture or animal husbandry scheme. Obtain it at fruits.karnataka.gov.in.
- AHVS: Animal Husbandry and Veterinary Services — the Karnataka state department that implements Pashu Bhagya and all livestock welfare schemes in the state.
- KMF: Karnataka Milk Federation — the state dairy cooperative that procures milk from member farmers at assured prices (approximately ₹32–₹38/litre for cow milk in 2026). Membership in a KMF-affiliated society is required for the 0% interest short-term loan benefit.
- NLM: National Livestock Mission — the central government scheme at nlm.udyamimitra.in offering up to 50% capital subsidy for larger livestock entrepreneurship projects. Can be used alongside the Karnataka state scheme.
- AHIDF: Animal Husbandry Infrastructure Development Fund — a central fund offering 3% interest subvention for up to 8 years on large dairy and livestock infrastructure loans. For larger entrepreneurs and cooperatives.
- Kurigahi Suraksha Scheme: Karnataka’s sheep/goat death compensation programme under Pashu Bhagya — provides ₹5,000 ex-gratia to families whose sheep or goats die. Total fund: ₹5 crore annually.
- Bharat Pashudhan: The Government of India’s national livestock registration platform with 9.4 crore+ livestock owners and 34 crore+ animals registered. Livestock purchased under Karnataka schemes must be tagged and registered here.
- Pashu Kisan Credit Card (Pashu KCC): A central scheme providing revolving credit up to ₹3 lakh for livestock farmers at concessional interest rates — can be used alongside or separately from Pashu Bhagya for working capital needs.
- NABARD DEDS: Dairy Entrepreneurship Development Scheme — a NABARD scheme offering 25–33.33% capital subsidy; currently discontinued for new applications but its successor components are integrated into AHIDF and NLM.
Important Dates & Timeline — Karnataka Pashupalan Loan Yojana 2026
| Event / Milestone | Timeline / Date |
|---|---|
| Scheme financial year starts | April 1, 2026 |
| Best window for new applications | April – August 2026 |
| Bank loan sanction (after application) | 15–30 days from complete submission |
| AHVS field verification | 15–30 days after loan sanction & unit setup |
| Subsidy credit to loan account | 30–60 days after field verification |
| Short-term feed loan (0%) disbursement | Within 7–15 days (co-op bank, on membership) |
| Annual scheme budget renewal | April 2027 (check ahvs.kar.nic.in for updates) |
| Last recommended application date (2026) | September 30, 2026 (before budget exhaustion risk) |
Important Links — Karnataka Pashupalan Loan Yojana 2026
| Link Name | URL / Contact |
|---|---|
| AHVS Karnataka Official Portal | ahvs.kar.nic.in |
| Fruits ID Farmer Registration | fruits.karnataka.gov.in |
| National Livestock Mission Apply Online | nlm.udyamimitra.in |
| DAHD Schemes — Central Government | dahd.gov.in/schemes-programmes |
| NABARD Livestock Support | nabard.org |
| Commissioner AHVS — Phone | +080-22864989 | Helpline: 8277100200 |
| Commissioner AHVS — Email | ahvs@nic.in |
| Pashu Bhagya Official Info (Gadag NIC) | gadag.nic.in/en/scheme/pashu-bhagya/ |
Conclusion
Karnataka Pashupalan Loan Yojana 2026, implemented through the Pashu Bhagya scheme by the AHVS Karnataka department, is one of the most accessible livestock financing programmes available to small and marginal farmers in South India. With a 50% back-ended subsidy for SC/ST beneficiaries (up to ₹60,000 off a ₹1.20 lakh loan), a 0% interest working capital loan for Milk Co-op members, and livestock insurance support — it significantly lowers the barrier to starting a dairy, goat, pig, or poultry unit. If you are a Karnataka farmer looking to earn ₹10,000–₹20,000/month from livestock, this scheme is your most direct path to getting there with government support. Apply at your nearest Taluk Veterinary Office before September 30, 2026 to secure your place within the current year’s subsidy budget. Bookmark this page — we update it every time official AHVS Karnataka data changes.
- Karnataka Pashupalan Loan Yojana 2026 (Pashu Bhagya) offers 50% back-ended subsidy for SC/ST and 25% for general farmers on livestock loans up to ₹1.20 lakh.
- SC/ST farmers receive a maximum of ₹60,000 as subsidy — credited directly to their loan account after unit verification.
- Milk Producers’ Co-op Society members get an additional ₹50,000 at 0% interest from cooperative banks for cattle feed and maintenance.
- Eligible livestock units include dairy cattle, buffalo, sheep, goat, pig, and poultry — all covered under the same Pashu Bhagya framework.
- A 2-cow dairy unit can generate approximately ₹11,000–₹15,000/month net income after feed costs, making repayment manageable.
- Apply at your nearest Taluk Veterinary Office with Aadhaar, Fruits ID, land records, and caste certificate before September 30, 2026 for best results.
Frequently Asked Questions About Karnataka Pashupalan Loan Yojana 2026
What is Karnataka Pashupalan Loan Yojana 2026?
Karnataka Pashupalan Loan Yojana 2026, commonly known as the Pashu Bhagya Scheme, is a government livestock support programme implemented by the Department of Animal Husbandry and Veterinary Services (AHVS), Karnataka. It provides back-ended capital subsidies (50% for SC/ST, 25% for general) on bank loans up to ₹1.20 lakh for setting up cattle, sheep, goat, pig, or poultry units, along with a 0% interest short-term loan of ₹50,000 for cattle feed through cooperative banks.
How much subsidy do SC/ST farmers get under Pashu Bhagya Karnataka?
SC/ST farmers get a 50% back-ended capital subsidy under the Karnataka Pashupalan Loan Yojana 2026 — revised upward from the original 33% vide the Pashu Bhagya Administrative Approval GO dated 04-08-2015. On the maximum loan of ₹1,20,000, this means ₹60,000 is credited back to their loan account after successful field verification of the livestock unit. This effectively makes the SC/ST farmer’s repayment obligation just ₹60,000 instead of ₹1.20 lakh.
Who is eligible for Karnataka Pashu Bhagya scheme?
Eligibility for Karnataka Pashupalan Loan Yojana 2026 requires being a Karnataka resident, a small or marginal farmer (or agricultural labourer) with a valid Fruits ID, a family income below ₹8 lakh, and land or leased space for the livestock unit. Members of Milk Producers’ Co-operative Societies are additionally eligible for the 0% interest short-term loan. SC/ST applicants must provide a caste certificate to receive the 50% subsidy rate.
How do I apply for Karnataka Pashupalan Loan Yojana 2026 online?
The Karnataka Pashupalan Loan Yojana application is primarily offline. Visit your nearest Taluk Veterinary Office or District Animal Husbandry & Veterinary Services office with your Aadhaar, Fruits ID, land records, caste certificate, and bank passbook. You can also check ahvs.kar.nic.in for updated guidance. The application itself, the project report, and the subsidy claim are processed through the AHVS department — not through an online form. Application is completely free of charge.
What is the 0% interest loan under Karnataka Pashupalan Yojana?
Under Karnataka Pashupalan Loan Yojana 2026, members of Milk Producers’ Co-operative Societies can avail a short-term loan of up to ₹50,000 at 0% interest through cooperative banks, on lines similar to crop loans, specifically for cattle feed and routine maintenance expenditure. This zero-interest component is designed to ease the working capital burden in the first year of setting up a dairy unit without adding interest cost on top of the main livestock loan repayment.
Can I apply for both Pashu Bhagya and NLM (National Livestock Mission) together?
In some cases, yes — Karnataka Pashu Bhagya (state scheme) and the National Livestock Mission (central scheme, nlm.udyamimitra.in) can be used in convergence, especially for larger projects. The Pashu Bhagya state scheme covers smaller units (up to ₹1.20 lakh), while NLM supports larger entrepreneurship projects with up to 50% subsidy on higher project costs. Consult your District Animal Husbandry Officer to check eligibility for combined benefits — over-claiming or double-dipping on the same component is not permitted.
What is the Kurigahi Suraksha Scheme under Karnataka Pashupalan Yojana?
The Kurigahi Suraksha Scheme is a component of the Pashu Bhagya programme that provides ₹5,000 ex-gratia to Karnataka farmers for each sheep or goat that dies. The Karnataka government allocates ₹5 crore annually for this safety net, protecting small rearers from income shocks caused by livestock death. To claim the ex-gratia, the death must be reported to the Taluk Veterinary Officer and verified before the claim is processed.
What livestock insurance benefit is available under Karnataka Pashupalan Yojana?
Members of Milk Producers’ Co-operative Societies in Karnataka can avail subsidised livestock insurance for up to 5 cattle under the Pashu Bhagya scheme. The government covers a portion of the insurance premium, reducing the farmer’s out-of-pocket cost. This insurance protects the livestock investment against disease, accident, or natural death. Contact your nearest KMF-affiliated Milk Producers’ Co-operative Society for current insurer empanelment and premium rates in 2026.
How much can I earn from a livestock unit started under Karnataka Pashupalan Yojana?
Income from a Karnataka Pashupalan Loan Yojana-funded unit varies by livestock type. A 2-cow dairy unit (HF/Jersey cows at 10–15 litres/day each) can generate ₹11,000–₹15,000/month net after feed costs, based on KMF milk procurement rates of approximately ₹32–₹38/litre in 2026. A 10+1 goat/sheep unit can yield ₹4,000–₹7,000/month from meat and offspring sales. A 500-bird poultry layer unit can produce ₹8,000–₹14,000/month near wholesale egg markets. Income depends on breed quality, market access, and management practices.
📅 Last Updated: September 2026 | Source: AHVS Karnataka (gadag.nic.in · ahvs.kar.nic.in), Government of Karnataka, DAHD India. This guide is reviewed and updated regularly for accuracy. Bookmark this page for the latest Karnataka Pashupalan Loan Yojana 2026 information.
Disclaimer: This article is for informational purposes only. Subsidy amounts, eligibility norms, and scheme conditions are subject to revision by the Government of Karnataka. Always verify current scheme details at ahvs.kar.nic.in or your nearest Taluk Veterinary Office before applying. This is not financial or legal advice.
