Assam Pashupalan Loan Yojana 2026 – 30% Subsidy, Apply Online

Assam Pashupalan Loan Yojana 2026 is a cluster of state and central government dairy and livestock financing schemes that together give Assam farmers access to subsidised loans, milk incentive payouts, and entrepreneurship grants worth up to Rs.1.65 crore per unit. If you are a farmer, rural entrepreneur, SHG member, or dairy cooperative in Assam who wants to start or expand a cow, buffalo, goat, or pig farming business, this guide is for you. Below you will find every active scheme — the Assam Commercial Dairy Farm, Cottage Dairy Unit Scheme, Seed Money Scheme, Rs.5-per-litre Milk Incentive, and the National Livestock Mission (NLM) — with eligibility, subsidy amounts, documents, and step-by-step application instructions updated for 2026.

Haryana Pashupalan Loan Yojana 2026 – 90% Subsidy, Eligibility & Apply

Table of Contents

What Is Assam Pashupalan Loan Yojana 2026?

Assam Pashupalan Loan Yojana 2026 refers to the full ecosystem of animal husbandry and dairy financing programmes operational in Assam through the Directorate of Dairy Development, the Directorate of Animal Husbandry & Veterinary, and the National Livestock Mission (NLM). These schemes together enable Assam’s farmers, rural entrepreneurs, SHGs, and dairy cooperatives to set up or expand cattle, buffalo, goat, pig, and poultry businesses with significant government financial backing.

The Government of Assam has built a multi-tier dairy support architecture that includes direct capital subsidy (up to 30–50% of project cost), bank loan linkage (40% of project cost from commercial banks), a Rs.5-per-litre milk incentive for cooperative-linked farmers, and seed money grants for established Dairy Cooperative Societies (DCSs). Simultaneously, the central government’s NLM scheme offers an additional 50% capital subsidy for goat, sheep, and piggery units in Assam under a 90:10 central-to-state funding ratio for northeastern states.

Andhra Pradesh Pashupalan Loan Yojana 2026 – 50% Subsidy, Rs.30 Lakh, Apply Online

Assam produces significantly less milk than its consumption requirement, and the state government under Chief Minister Himanta Biswa Sarma has launched multiple interventions — including the Rs.104-crore Purabi Dairy Plant expansion in Guwahati’s Panjabari (processing capacity doubling from 1.5 LLPD to 3 LLPD) — to address this gap and create a rural dairy revolution. The Assam pashupalan loan yojana is at the heart of this transformation.

Who Should Apply for Assam Pashupalan Loan Yojana 2026?

This scheme is designed for a broad range of Assam residents. If you fall into any of these 8 categories, you should explore applying:

• 🐄 Small and marginal farmers in Assam who currently own 2–5 animals and want to scale up to a commercial dairy unit with government-subsidised bank linkage.
• 👩 Rural women and women SHG members — registered farmer organisations linked to DCSs are eligible for the milk incentive scheme and seed money scheme.
• 🏦 Progressive dairy entrepreneurs who want to establish an 80-HGM-cow commercial dairy unit under the Directorate of Dairy Development’s bankable scheme.
• 🐐 Goat, sheep, and piggery farmers who want to access the NLM 50% capital subsidy (up to Rs.50 lakh) for small ruminant or piggery breeding units.
• 🌾 Existing Dairy Cooperative Society (DCS) members who are already pouring milk to cooperative channels and want to earn the Rs.5/litre milk incentive of up to Rs.4,500 per month.
• 🎓 Young agricultural graduates from Assam Agricultural University or veterinary colleges who want to start livestock entrepreneurship rather than waiting for a government job.
• 🏘️ Village-level dairy cooperative societies (registered under Assam Co-operative Societies Act, 2007) that want to access the Seed Money Scheme for milk analysers, cans, and working capital.
• 🏭 Rural entrepreneurs and FPOs seeking NABARD dairy farm loan refinancing through Assam Gramin Bank, SBI Assam circle, or other empanelled banks at 8.05% interest or lower.

Subsidy & Loan Details – All 5 Assam Schemes Explained

Assam’s pashupalan loan yojana framework operates through 5 distinct schemes. Each targets a different beneficiary size, animal type, and funding objective. Understanding which scheme to apply for first is the most important decision you will make.

Scheme 1 — Commercial Dairy Farm (Directorate of Dairy Development)

This is the flagship large-scale scheme for progressive dairy entrepreneurs willing to induct 80 High Genetic Material (HGM) cows and set up a value addition unit with milk marketing linkage. The total approved project cost per unit is Rs.1,64,88,661 with the following funding pattern:

Scheme 2 — Rs.5 Per Litre Milk Incentive Scheme

Launched by CM Himanta Biswa Sarma in July 2025, this is the most accessible scheme for any dairy farmer already selling milk to cooperative societies. The government pays Rs.5 per litre directly to the farmer’s Aadhaar-linked bank account for milk supplied through registered Dairy Cooperative Societies (DCSs) to Assam milk processing units. The cap is 30 litres per day or 900 litres per month — translating to a maximum monthly incentive of Rs.4,500 per farmer. Over 20,000 dairy farmers are expected to benefit from this scheme.

Scheme 3 — Cottage Dairy Unit Scheme

Designed for farmers who want to make and sell value-added dairy products (paneer, dahi, channa, khoa) from home, the Cottage Dairy Unit Scheme provides 30 dairy farmers per round with a complete cottage unit comprising paneer-making equipment, an incubator, and a milk analyser. All registered Dairy Cooperative Societies can apply on behalf of eligible members. Details and application forms are available from district dairy offices across Assam.

Scheme 4 — Seed Money Scheme for DCSs

The Government of Assam provides seed money to 200 selected Dairy Cooperative Societies (DCSs) to improve their operational sustainability. Funds cover milk analysers, milk cans, and working capital for milk procurement. This scheme focuses on existing, functional DCSs registered under the Assam Co-operative Societies Act, 2007. District dairy offices accept applications and can provide the full eligibility criteria and grant amounts for the current cycle.

Scheme 5 — National Livestock Mission (NLM) for Assam

The NLM is a central government scheme implemented with a 90:10 funding ratio in northeastern states like Assam (90% central share, 10% state share). Under the NLM Entrepreneurship Development Programme (NLM-EDP), eligible individuals, SHGs, FPOs, and Section 8 companies in Assam can receive a 50% capital subsidy up to Rs.50 lakh for goat/sheep breeding farms, piggery units, poultry units, and feed & fodder units. Applications are made online at nlm.udyamimitra.in.

Eligibility Criteria for Assam Pashupalan Loan Yojana 2026

Eligibility varies by scheme. The table below covers the common requirements and scheme-specific criteria:

Common Eligibility (All Assam Dairy Schemes)

• ✅ Must be a resident of Assam with valid domicile proof
• ✅ Valid Aadhaar Card (mandatory for all DBT-linked schemes)
• ✅ Active bank account linked to Aadhaar
• ✅ Active mobile number registered for OTP verification
• ✅ No existing loan default with any scheduled bank or cooperative

Milk Incentive Scheme — Specific Eligibility

• Must be an active milk pourer of a functional Dairy Cooperative Society (DCS) registered under Assam Co-operative Societies Act, 2007
• The DCS must be supplying milk to a designated Milk Processing Unit in Assam (e.g., WAMUL/Purabi Dairy or other approved processors)
• Incentive limited to 30 litres per day / 900 litres per month per farmer

Commercial Dairy Farm — Specific Eligibility

NLM-EDP — Specific Eligibility

• Individuals, FPOs, SHGs, JLGs, FCOs, and Section 8 companies are eligible
• Must have a sanctioned bank loan from a scheduled commercial or cooperative bank (or a bank guarantee for self-financed projects)
• Must submit a comprehensive DPR with cost breakdowns, revenue projections, and implementation timelines
• Training or experience in the relevant livestock sector is preferred

Application Fee Table

How to Apply for Assam Pashupalan Loan Yojana 2026 – Step-by-Step

The application process differs by scheme. Follow the correct process for the scheme you are applying under.

Process A — Applying for the Milk Incentive Scheme (Rs.5/Litre)

1. Confirm DCS Membership: Verify that your Dairy Cooperative Society is registered under the Assam Co-operative Societies Act, 2007, and is actively supplying milk to a designated processing unit (WAMUL / Purabi Dairy or other approved units).
2. Submit Details to DCS Secretary: Provide your Aadhaar number, mobile number, and bank account details (Aadhaar-linked) to your DCS secretary for registration in the scheme’s beneficiary list.
3. Verification by DCS: The DCS secretary forwards your details to the Directorate of Dairy Development for verification of daily milk pouring records (up to 30 litres/day). Maintain your milk records accurately.
4. DBT Credit: Once verified, the Rs.5-per-litre incentive is transferred directly to your Aadhaar-linked bank account via DBT. Payment cycles are monthly based on the previous month’s verified milk volumes.

Process B — Applying for NLM-EDP (Online, nlm.udyamimitra.in)

1. Visit the NLM Portal: Go to nlm.udyamimitra.in and create an account using your Aadhaar, mobile number, and basic details. Generate your login credentials.
2. Choose Your Scheme: Select the relevant NLM component — goat/sheep breeding farm, piggery unit, poultry unit, or feed & fodder unit. For Assam, prioritise goat/sheep if you are in the hill districts, or piggery if you are in the Brahmaputra valley lowland areas.
3. Prepare Your DPR: A comprehensive Detailed Project Report with cost breakdowns, revenue projections, land documents, and implementation timelines is mandatory. This document is your application’s foundation — errors here cause rejection.
4. Get Bank Loan Sanction: Approach an empanelled bank (Assam Gramin Bank, SBI, PNB, or another scheduled commercial bank) with your DPR. Secure a formal loan sanction letter before submitting the NLM application online.
5. Upload Documents: Log in to nlm.udyamimitra.in, fill the application form, and upload: Aadhaar, bank passbook, land documents/lease deed, DPR, bank sanction letter, and experience/training certificates.
6. Application Processing: The application is reviewed by the State Animal Husbandry Department, forwarded to SIDBI (the nodal subsidy-disbursing agency), and the 50% capital subsidy is credited to your bank loan account in 2 equal instalments after operational verification.
7. Track Your Application: Log in to nlm.udyamimitra.in regularly to check application status and respond to any queries from the district or state animal husbandry office.

Process C — Applying for Commercial Dairy Farm (Directorate of Dairy Development)

1. Contact Directorate of Dairy Development, Assam: Visit dairy.assam.gov.in or contact the Directorate at Chenikuthi, Guwahati to obtain the current application form and DPR template for the bankable scheme.
2. Prepare DPR & Bank Linkage: Draft your project report covering 80 HGM cows, value addition unit, and marketing facility. Approach a commercial bank for the 40% loan component (Rs.65.9 lakh).
3. Submit Application to Directorate: File your complete application with DPR, land documents, bank sanction letter, and identity documents at the Directorate of Dairy Development, Assam.
4. Government Review & Subsidy Release: The Directorate reviews the DPR, verifies eligibility, and releases the 30% government subsidy (Rs.49.5 lakh) in stages aligned with project milestones.

Assam Schemes vs NABARD DEDS vs NLM – Which Is Best for You?

Assam farmers often face confusion choosing between state-level schemes and central government options like NABARD DEDS and NLM. The comparison below clarifies which scheme best fits your situation.

Pros & Cons of Assam Pashupalan Loan Yojana 2026

Advantages

• ✅ Multiple entry points — from a Rs.0 milk incentive registration to a Rs.1.65-crore commercial dairy unit, every scale of farmer has an option.
• ✅ Direct Benefit Transfer (DBT) — the Rs.5/litre milk incentive goes directly to your Aadhaar-linked account with no middlemen or cash handling.
• ✅ NLM’s 90:10 NE ratio — Assam farmers get a superior deal on NLM-EDP compared to other states where the central-state ratio is 60:40.
• ✅ Expanding processing infrastructure — WAMUL’s Purabi Dairy Plant doubling capacity to 3 LLPD means guaranteed milk procurement for more farmers.
• ✅ Free applications — zero cost to apply under all schemes; agents are not needed and paying one is wasteful.
• ✅ Value addition pathway — Cottage Dairy Unit Scheme enables homestead-level paneer and curd production, adding 30–40% to farm income.

Disadvantages

• ❌ DCS dependency for milk incentive — farmers not linked to a registered cooperative society cannot access the Rs.5/litre scheme directly.
• ❌ Large capital outlay for Commercial Dairy Farm — the Rs.49.4 lakh own-contribution requirement puts this scheme out of reach for most small farmers without savings.
• ❌ NABARD subsidy is back-ended — you must operate and repay the loan for 12 months before the 25–33% subsidy is credited, requiring interim cash management.
• ❌ Limited Cottage Dairy Unit slots — only 30 units are sanctioned per round, making it competitive and location-dependent.

Important Terms Related to Assam Pashupalan Loan Yojana

• DCS (Dairy Cooperative Society): A village-level cooperative registered under Assam Co-operative Societies Act, 2007, that collects milk from individual farmers and supplies it to a processing unit like WAMUL. The DCS is the gateway to the Rs.5/litre incentive scheme.
• HGM Cows (High Genetic Material): Scientifically selected, high-yielding crossbred or exotic-breed cows (often Holstein Friesian or Jersey crosses) with superior milk production potential, imported or procured from certified government breeding stations. A single HGM cow can produce 15–25 litres/day.
• WAMUL (West Assam Milk Producers’ Cooperative Union Ltd): The state’s primary milk processing cooperative, operating the Purabi Dairy in Guwahati. Currently expanding processing capacity from 1.5 LLPD to 3 LLPD under a Rs.104-crore NDDB partnership.
• DBT (Direct Benefit Transfer): The central government’s system for transferring subsidies directly to the Aadhaar-linked bank account of the verified beneficiary — no middlemen, fully digital, and tamper-proof.
• NLM-EDP (National Livestock Mission – Entrepreneurship Development Programme): A DAHD Government of India scheme providing 50% capital subsidy (up to Rs.50 lakh) for livestock entrepreneurship in goat, sheep, pig, poultry, and fodder sectors, with a 90:10 funding ratio for Assam and other NE states.
• NABARD DEDS (Dairy Entrepreneurship Development Scheme): A NABARD-administered scheme providing 25% (General) or 33.33% (SC/ST) back-ended capital subsidy on dairy farm setup costs, disbursed through scheduled commercial and regional rural banks.
• AHIDF (Animal Husbandry Infrastructure Development Fund): A Rs.29,110 crore central fund for larger dairy processing and infrastructure projects, offering 3% interest subvention for up to 8 years with 90% loan financing. Relevant for dairy entrepreneurs building milk plants or processing units in Assam.
• Assam Gramin Bank (AGB): A Regional Rural Bank (formerly Assam Gramin Vikash Bank) headquartered in Guwahati with 473 branches across Assam, sponsored by Punjab National Bank. AGB is a key empanelled lender for NABARD dairy loans in rural Assam.
• APART (Assam Project on Agribusiness and Rural Transformation): A World Bank-funded project (US$200 million) implemented in 16 Assam districts, supporting milk value chain development through both formal cooperative (WAMUL) and informal dairy sector components.
• Capital Subsidy: A one-time financial grant from the government that reduces your loan principal — not a cash payout but a credit to your loan account. Under NLM, it is released in 2 equal instalments via SIDBI; under NABARD DEDS, it is back-ended after 12 months of operations.

Important Dates & Timeline

Important Links

Conclusion

The Assam Pashupalan Loan Yojana 2026 gives every category of Assam farmer and livestock entrepreneur a real financial pathway — from a zero-effort Rs.5/litre milk incentive for cooperative-linked farmers to a full-scale Rs.1.65-crore Commercial Dairy Farm with 30% government grant. Combined with the NLM-EDP’s 50% capital subsidy on goat, sheep, and piggery units and NABARD’s back-ended dairy loan support, Assam’s rural livestock economy has never had more accessible financing options. Start with your DCS registration for the milk incentive scheme today — it costs nothing and starts generating income within weeks. For a larger investment, visit dairy.assam.gov.in or apply on nlm.udyamimitra.in. Bookmark this page — we update it as official data changes.

Frequently Asked Questions About Assam Pashupalan Loan Yojana 2026

What is Assam Pashupalan Loan Yojana 2026?

Assam Pashupalan Loan Yojana 2026 is a group of state and central government schemes for dairy and livestock financing in Assam, including the Commercial Dairy Farm Scheme (30% subsidy on Rs.1.65 crore), the Milk Incentive Scheme (Rs.5/litre DBT), the Cottage Dairy Unit Scheme, the Seed Money Scheme for DCSs, and the National Livestock Mission EDP (50% subsidy up to Rs.50 lakh). These are implemented by the Directorate of Dairy Development and Animal Husbandry & Veterinary Department, Government of Assam.

How much subsidy do I get under Assam pashupalan yojana 2026?

Under the Assam Commercial Dairy Farm Scheme, you receive 30% government subsidy — approximately Rs.49.5 lakh — on a total project cost of Rs.1.65 crore for an 80-HGM-cow unit. Under the Milk Incentive Scheme, you get Rs.5 per litre of milk supplied to cooperative societies, capped at 900 litres/month (maximum Rs.4,500/month). The NLM-EDP provides 50% capital subsidy up to Rs.50 lakh for goat, sheep, piggery, and poultry units.

How do I apply for Assam Pashupalan Loan Yojana online?

For the National Livestock Mission component, apply online at nlm.udyamimitra.in — create an account with your Aadhaar, choose your livestock unit type, upload your DPR and bank loan sanction letter, and track application status online. For the Assam state Commercial Dairy Farm Scheme, contact the Directorate of Dairy Development at dairy.assam.gov.in or visit the Directorate office at Chenikuthi, Guwahati. The Milk Incentive Scheme requires registration through your Dairy Cooperative Society secretary.

Who is eligible for the Assam milk incentive scheme Rs.5 per litre?

Any dairy farmer in Assam who is an active milk pourer of a functional Dairy Cooperative Society (DCS) registered under the Assam Co-operative Societies Act, 2007, and whose DCS supplies milk to a designated Milk Processing Unit (like WAMUL’s Purabi Dairy) is eligible. You must have a valid Aadhaar card, an active Aadhaar-linked bank account, and a registered mobile number. The incentive covers up to 30 litres per day or 900 litres per month per farmer.

What is the NLM scheme in Assam and what subsidy does it offer?

The National Livestock Mission (NLM) is a Department of Animal Husbandry and Dairying (DAHD) Government of India scheme implemented in Assam with a 90% central and 10% state funding ratio — more favourable than the 60:40 ratio for non-NE states. Under NLM-EDP, Assam entrepreneurs receive a 50% capital subsidy up to Rs.50 lakh for establishing goat or sheep breeding farms (500 animals + 25 bucks), piggery units (100 female + 10 male), poultry units (1,000 parent birds), or feed & fodder units. Applications are processed online at nlm.udyamimitra.in.

What documents are required for Assam pashupalan loan yojana apply online?

Common documents required across schemes include: Aadhaar card (original & copy), active Aadhaar-linked bank passbook, land ownership documents or registered lease deed, mobile number for OTP verification, passport-size photographs, and a No Objection Certificate from your local Gram Panchayat or DCS. For the Commercial Dairy Farm and NLM-EDP, you additionally need a Detailed Project Report (DPR), bank sanction letter for the loan component, caste certificate (for SC/ST preferential subsidy), and experience/qualification certificates in animal husbandry or veterinary science.

Can I apply for both the Assam milk incentive scheme and NABARD dairy loan together?

Yes, there is no restriction on combining schemes. You can simultaneously register for the Milk Incentive Scheme (Rs.5/litre via DCS) and apply for a NABARD dairy farm loan through an empanelled bank like Assam Gramin Bank or SBI. The milk incentive is a production-linked DBT payment, not a loan-based subsidy, so it does not affect your loan eligibility. Many successful Assam dairy farmers layer the milk incentive income to service their NABARD loan EMIs, effectively reducing the net cost of borrowing.

What is WAMUL and how does it connect to Assam pashupalan yojana?

WAMUL (West Assam Milk Producers’ Cooperative Union Ltd) operates the Purabi Dairy brand and is the primary designated Milk Processing Unit in western Assam. Farmers supplying milk through DCSs connected to WAMUL are eligible for the Rs.5/litre milk incentive scheme. In 2025, WAMUL began a Rs.104-crore plant expansion at Panjabari, Guwahati (in partnership with NDDB) to double processing capacity from 1.5 LLPD to 3 LLPD, which will enable more DCSs and farmers to enter the formal milk supply chain and access the incentive scheme.

What is the difference between Assam pashupalan loan yojana and Bihar pashupalan loan yojana?

Bihar’s Pashupalan Loan Yojana (Gavya Vikas Yojana) offers 50% subsidy for General/OBC (and 75% for SC/ST/Mahadalit) on units of 2–10 cattle, with applications through dairy.bihar.gov.in. Assam’s scheme structure is different: the Commercial Dairy Farm Scheme targets larger 80-HGM-cow units with 30% subsidy, the Milk Incentive Scheme is a unique per-litre DBT not available in Bihar, and NLM-EDP in Assam benefits from a 90:10 funding ratio. Bihar’s scheme is more accessible for small farmers; Assam’s is stronger for livestock entrepreneurs and through the NLM for medium-scale goat/piggery farms.

Is there any scheme for goat farming loan in Assam 2026?

Yes — the National Livestock Mission’s Entrepreneurship Development Programme (NLM-EDP) is the primary scheme for goat farming loan in Assam 2026. Under NLM-EDP, you can establish a unit of 500 goats + 25 bucks and receive a 50% capital subsidy up to Rs.50 lakh. Smaller units (100+5, 200+10, 300+15, 400+20 proportions) are also eligible for pro-rata subsidy. Apply at nlm.udyamimitra.in. Assam’s NE-state 90:10 central-state funding ratio makes this significantly more financially attractive than the standard 60:40 ratio in other states.

Gujarat Pashupalan Loan Yojana 2026 – 95% Subsidy, Apply Online

HP Pashupalan Loan Yojana 2026 – 60% Subsidy, Apply Online