IOB Recruitment 2026-27 – Apply Now for 291 Officer Posts
IOB Recruitment 2026-27 has been officially announced by Indian Overseas Bank (A Govt. of India Undertaking), inviting online applications for 291 vacancies across Generalist and Specialist Officer posts in JMG Scale I, MMG Scale II, and MMG Scale III. This is a golden sarkari naukri opportunity for banking, IT, finance, and security professionals across India. The salary ranges from ₹48,480 to ₹1,05,280 per month plus allowances as per bank norms. The official notification was released on 28 August 2026, and the last date to apply online is 15 September 2026. Read on for complete eligibility, vacancy details, salary, and how to apply at agrijob.in.
Table of Contents
📋 Table of Contents
IOB Recruitment 2026-27 – Quick Overview
Here is a complete snapshot of the IOB Recruitment 2026-27 latest update. This official notification was released by Indian Overseas Bank under Advt. No. HRDD/RECT/04/2026-27 dated 28.08.2026. Candidates must fulfil all eligibility criteria before applying online.
| Detail | Information |
|---|---|
| Organisation | Indian Overseas Bank (A Govt. of India Undertaking) |
| Advertisement No. | HRDD/RECT/04/2026-27 |
| Post Name | Generalist / Specialist Officers (14 Post Codes) |
| Total Vacancies | 291 Posts |
| Grade / Scale | JMG Scale I | MMG Scale II | MMG Scale III |
| Pay Scale (JMGS I) | ₹48,480 – ₹85,290 per month |
| Pay Scale (MMGS II) | ₹64,820 – ₹93,960 per month |
| Pay Scale (MMGS III) | ₹85,920 – ₹1,05,280 per month |
| Age Limit | 23 – 45 years (post-wise varies) |
| Application Fee (General/OBC/EWS) | ₹1,000 (inclusive of GST) |
| Application Fee (SC/ST/PH) | ₹175 (Intimation Charges only) |
| Apply Start Date | 29 August 2026 |
| Last Date to Apply | 15 September 2026 |
| Apply Mode | Online Only – iob.bank.in |
| Job Location | All India |
| Official Website | www.iob.bank.in |
Who Should Apply for IOB Recruitment 2026-27?
This govt job notification from Indian Overseas Bank is ideal for experienced banking and IT professionals. Check if your profile matches before submitting your online application:
- Graduates with 3 years of officer-level banking experience — for Manager (Branch Management), Post Code 01
- B.E./B.Tech (CS/IT) or MCA graduates with 5–8 years of IT experience — for Manager/Senior Manager (IT), Post Codes 02 & 05
- Cybersecurity / Information Security professionals with OSCP, CISSP, or equivalent certifications — for Post Codes 03, 04, 06 & 07
- Database Administrators with Oracle OCA/OCP certification and 8 years experience — for Senior Manager (DBA), Post Code 08
- Network engineers with CCNA/CCNP and Cisco FTD expertise — for Senior Manager (Network Admin), Post Code 09
- MBA (Finance) / CA / CMA with credit domain experience — for Manager/Senior Manager (Credit), Post Codes 11 & 12
- Risk management professionals with FRM or GARP certification — for Senior Manager (Risk), Post Code 13
- Retired JCO / Police Inspector (Sub-Inspector and above) graduates — for Assistant Manager (Security), Post Code 14
- Candidates aged 23–45 years (relaxation for SC/ST/OBC/PH/Ex-servicemen as per govt. norms)
- Candidates ready to join anywhere in India for a permanent government job with job security
Salary & Pay Details for IOB Officers 2026
One of the biggest attractions of IOB Recruitment 2026-27 is the highly competitive salary package. Officers at Indian Overseas Bank receive pay as per the bipartite settlement with additional allowances that significantly boost take-home pay. The pay scale is much higher than most private-sector banking jobs at equivalent levels.
- JMGS Scale I Pay Scale: ₹48,480 – 2000/7 – 62,480 – 2340/2 – 67,160 – 2680/7 – ₹85,290 per month
- MMGS Scale II Pay Scale: ₹64,820 – 2340/1 – 67,160 – 2680/10 – ₹93,960 per month
- MMGS Scale III Pay Scale: ₹85,920 – 2680/5 – 99,320 – 2980/2 – ₹1,05,280 per month
- Dearness Allowance (DA): As per rules in force from time to time
- House Rent Allowance (HRA): As per location and grade
- City Compensatory Allowance (CCA): Applicable as per norms
- Specialist Perquisites (MMGS II & III): Conveyance expenses, newspaper cost, telephone/mobile expenses, residential furniture, bank-owned quarters or leased accommodation including rental advance & brokerage
- Bond Amount: ₹2,00,000 (JMGS I) | ₹2,50,000 (MMGS II & III) — minimum 3 years service
- Job Security: Permanent government bank employment with promotion prospects
Compared to private sector banking salaries at equivalent experience levels, IOB officer salaries with allowances are substantially higher, making this one of the best sarkari naukri opportunities for banking professionals in 2026.
Application Fee
The application fee for IOB Recruitment 2026-27 is non-refundable and must be paid via online mode (Debit Card / Credit Card / Internet Banking / BHIM / UPI). An e-receipt will be generated on successful payment — keep a printout for future reference.
| Category | Fee Amount |
|---|---|
| General / OBC / EWS | ₹1,000 (inclusive of GST) |
| SC / ST | ₹175 (Intimation Charges only) |
| Persons with Benchmark Disabilities (PWBD) | ₹175 (Intimation Charges only) |
Note: Once paid, the fee will NOT be refunded under any circumstances and cannot be adjusted against any other recruitment process. Application once made cannot be withdrawn.
Age Limit (As on 01.08.2026)
Age eligibility for all posts under IOB Recruitment 2026-27 is computed as on 01 August 2026. Age limits vary post-wise. The bank also provides age relaxation as per Government of India norms for reserved categories.
| Post Code | Post Name | Min Age | Max Age |
|---|---|---|---|
| 01 | Manager – Branch Management (MMGS II) | 23 years | 33 years |
| 02 | Manager – IT (MMGS II) | 25 years | 35 years |
| 03 | Manager – Information Security (MMGS II) | 22 years | 32 years |
| 04 | Manager – IS Audit (MMGS II) | 22 years | 32 years |
| 05 | Senior Manager – IT (MMGS III) | 28 years | 38 years |
| 06 | Senior Manager – Information Security (MMGS III) | 25 years | 35 years |
| 07 | Senior Manager – IS Audit (MMGS III) | 25 years | 35 years |
| 08 | Senior Manager – Database Administrator (MMGS III) | 28 years | 38 years |
| 09 | Senior Manager – Network Administrator (MMGS III) | 25 years | 35 years |
| 10 | Senior Manager – Cyber Security Admin (MMGS III) | 25 years | 35 years |
| 11 | Manager – Credit (MMGS II) | 23 years | 33 years |
| 12 | Senior Manager – Credit (MMGS III) | 25 years | 35 years |
| 13 | Senior Manager – Risk (MMGS III) | 25 years | 35 years |
| 14 | Assistant Manager – Security (JMGS I) | 30 years | 45 years |
| Category | Age Relaxation |
|---|---|
| Scheduled Caste / Scheduled Tribe | 5 years |
| Other Backward Classes (Non-Creamy Layer) | 3 years |
| Persons with Benchmark Disabilities (PWBD) | 10 years |
| Persons affected by 1984 riots | 5 years |
| Ex-Servicemen (as per Govt. rules) | 5 years |
IOB Recruitment 2026-27 Vacancy Details
A total of 291 vacancies have been notified under the IOB Recruitment 2026-27 official notification. The vacancies are distributed across 14 post codes and four reservation categories. Here is the complete post-wise and category-wise breakdown:
| Post Code | Post Name | Grade | SC | ST | OBC | EWS | UR | Total |
|---|---|---|---|---|---|---|---|---|
| 01 | Manager (Branch Management) | MMGS II | 15 | 7 | 27 | 10 | 41 | 100 |
| 02 | Manager (IT) | MMGS II | 10 | 5 | 18 | 7 | 25 | 65 |
| 03 | Manager (Information Security) | MMGS II | 1 | 1 | 2 | 1 | 0 | 5 |
| 04 | Manager (IS Audit) | MMGS II | 1 | 1 | 2 | 1 | 0 | 5 |
| 05 | Senior Manager (IT) | MMGS III | 2 | 1 | 3 | 1 | 3 | 10 |
| 06 | Senior Manager (Information Security) | MMGS III | 1 | 0 | 1 | 1 | 0 | 3 |
| 07 | Senior Manager (IS Audit) | MMGS III | 1 | 1 | 0 | 0 | 0 | 2 |
| 08 | Senior Manager (Database Admin) | MMGS III | 1 | 0 | 2 | 1 | 6 | 10 |
| 09 | Senior Manager (Network Admin) | MMGS III | 0 | 0 | 1 | 0 | 4 | 5 |
| 10 | Senior Manager (Cyber Security Admin) | MMGS III | 0 | 0 | 1 | 0 | 4 | 5 |
| 11 | Manager (Credit) | MMGS II | 8 | 3 | 11 | 2 | 11 | 35 |
| 12 | Senior Manager (Credit) | MMGS III | 2 | 1 | 4 | 1 | 7 | 15 |
| 13 | Senior Manager (Risk) | MMGS III | 1 | 0 | 1 | 1 | 3 | 6 |
| 14 | Assistant Manager (Security) | JMGS I | 3 | 1 | 6 | 2 | 13 | 25 |
| TOTAL | 46 | 21 | 79 | 28 | 117 | 291 | ||
Eligibility / Qualification
The eligibility criteria for IOB Recruitment 2026-27 vary by post code. All educational qualifications must be from a university/institution recognized by the Government of India. Work experience must be post-qualification and full-time up to 01.08.2026.
- Post Code 01 – Manager (Branch Management): Graduation in any discipline + 3 years officer experience in a scheduled bank (min. 2 years in Branch Banking)
- Post Codes 02 & 05 – Manager/Sr. Manager (IT): B.E./B.Tech (CS/IT/ECE) or MCA or M.Sc. (CS/IT) + 5 years (Scale II) / 8 years (Scale III) IT experience including min. 3/5 years in Banking/BFSI
- Post Codes 03 & 06 – Manager/Sr. Manager (Information Security): B.E./B.Tech or M.E./M.Tech in CS/IT/ECE/Cyber Security + 2/5 years experience in security domains (Web App, API, Mobile, DAST, SAST etc.)
- Post Codes 04 & 07 – Manager/Sr. Manager (IS Audit): B.E./B.Tech or M.E./M.Tech in CS/IT/Cyber Security or MCA + 2/5 years IS Audit experience in Banking/BFSI; Mandatory: CISA/CISSP/ISO 27001:LA/OSCP
- Post Code 08 – Sr. Manager (Database Admin): B.E./B.Tech or MCA or M.Sc. (CS/IT) + 8 years DBA experience (min. 5 years production DBA, 3 years BFSI); Mandatory: Oracle OCA or OCP certification
- Post Code 09 – Sr. Manager (Network Admin): B.E./B.Tech or M.Tech or MCA + 5 years network operations experience; Mandatory: CCNA / Check Point CCSE certification
- Post Code 10 – Sr. Manager (Cyber Security Admin): B.E./B.Tech or M.E./M.Tech in CS/IT/Cyber Security + 5 years in cybersecurity domains (Forensics, SIEM, WAF, IAM, AI Security etc.)
- Post Codes 11 & 12 – Manager/Sr. Manager (Credit): Graduation + MBA (Finance) / PGDBA / PGDBM / MMS (Finance) OR CA OR CMA + 3/6 years banking experience (min. 2/4 years in credit domain)
- Post Code 13 – Sr. Manager (Risk): Graduation + MBA (Finance) / PGDM / Mathematics / Statistics / Economics Masters OR FRM (GARP) / PRM (PRMIA) + 5 years risk/credit/treasury experience
- Post Code 14 – Assistant Manager (Security): Graduation + Computer/IT course (min. 3 months) + Retired JCO (min. 5 years service) OR Police Inspector / Sub-Inspector (min. 5 years); Medical Category: SHAPE-1
- Nationality: Indian Citizen (or equivalent as per Govt. guidelines)
Selection Process for IOB Recruitment 2026-27
The updated selection process for IOB Recruitment 2026-27 consists of two main stages. Candidates who clear the online examination will be called for a personal interview. The final merit list is prepared based on combined scores.
- Online Written Examination — 100 objective-type questions covering English Language, General Awareness (Banking), and Professional Knowledge; duration 2 hours; negative marking of 1/4 mark per wrong answer
- Minimum Qualifying Marks in Professional Knowledge: 35% for Unreserved / 30% for Reserved category candidates
- Personal Interview — 100 marks; assessed on industry exposure, subject knowledge, and communication skills; minimum 50% (UR) / 45% (Reserved) to qualify
- Document Verification — Originals and self-attested copies of educational, experience, and caste certificates
- Medical Fitness Examination — As per Bank’s requirements (mandatory SHAPE-1 for Security post)
- Final Merit List — Prepared with 80% weightage to Online Exam and 20% weightage to Interview
How to Apply Online for IOB Recruitment 2026-27
Follow these step-by-step instructions to complete your online application well before the last date — 15 September 2026. No offline mode of application will be accepted. Apply at www.iob.bank.in only.
- Visit the official IOB website: www.iob.bank.in and click on the “Careers” page
- Find the link “Recruitment of Generalist / Specialist Officers in Various Scales – 2026-27” and click “Register Online”
- First-time users: click “Click here to Register Online” and complete registration with your email ID and mobile number
- Note your unique Registration Number and Password received via SMS/Email for future login
- Log in and fill all required details — personal, educational, and work experience information accurately
- Upload scanned documents: Passport-size photograph (20–50 KB), Signature (10–20 KB), Left Thumb Impression (20–50 KB), and Handwritten Declaration (50–100 KB) in JPG/JPEG format
- Select the post code you are applying for (candidates may apply for more than one post)
- Pay the non-refundable application fee online via Debit Card / Credit Card / Internet Banking / BHIM / UPI
- Click “Complete Registration” and take a printout of the system-generated online application form for future reference
- Keep the e-receipt of fee payment safely for all stages of the recruitment process
Important: Applications submitted offline or incomplete applications will be rejected outright. Only the last submitted application will be considered if multiple applications are filed for the same post. Apply before 15 September 2026 to avoid last-minute rush.
Important Dates
| Event | Date |
|---|---|
| Notification Released | 28 August 2026 |
| Online Application Opens | 29 August 2026 |
| Fee Payment Window Opens | 29 August 2026 |
| Last Date to Apply Online | 15 September 2026 |
| Last Date for Fee Payment | 15 September 2026 |
| Admit Card Release | To Be Announced |
| Online Examination Date | To Be Announced |
| Interview Date | To Be Announced |
| Result Date | To Be Announced |
Important Links
| Link | URL |
|---|---|
| Apply Online | Click Here to Apply – iob.bank.in |
| Official Notification PDF / Download | Download Notification PDF |
| Official Website – Indian Overseas Bank | www.iob.bank.in |
| India Government Portal (Authority Link) | India Government Portal |
| More Agriculture & Govt Jobs | Latest Agriculture Jobs |
| Latest Govt Jobs 2026 | Govt Jobs 2026 |
| Join Telegram for Job Alerts | Join @agrijob_in |
Frequently Asked Questions about IOB Recruitment 2026-27
What is IOB Recruitment 2026-27?
IOB Recruitment 2026-27 is an official government bank job notification released by Indian Overseas Bank (A Govt. of India Undertaking) on 28 August 2026 under Advt. No. HRDD/RECT/04/2026-27. It invites applications for 291 vacancies in Generalist and Specialist Officer posts across JMG Scale I, MMG Scale II, and MMG Scale III. Eligible candidates can apply online at iob.bank.in from 29 August to 15 September 2026.
What is the salary for IOB Officers Recruitment 2026-27?
The salary for IOB Officers 2026-27 varies by grade: JMGS I officers receive ₹48,480 – ₹85,290 per month, MMGS II officers receive ₹64,820 – ₹93,960 per month, and MMGS III officers receive ₹85,920 – ₹1,05,280 per month. In addition, DA, HRA, CCA, and specialist perquisites (leased accommodation, conveyance, mobile expenses etc.) are provided as per bank rules.
What is the eligibility for IOB Recruitment 2026-27?
Eligibility varies post-wise. Generally, candidates need a graduation or engineering degree with relevant post-qualification experience ranging from 2 to 8 years. Specialist posts require specific technical qualifications such as B.E./B.Tech in CS/IT, MCA, MBA (Finance), CA, or CMA along with certifications like OCA, OCP, CCNA, CISA, CISSP, or OSCP. Age limit ranges from 22 to 45 years depending on the post, with relaxation for SC/ST/OBC/PWBD/Ex-servicemen.
What is the last date to apply for IOB Recruitment 2026-27?
The last date to apply for IOB Recruitment 2026-27 is 15 September 2026. Online registration and fee payment both close on the same date. Do not wait until the last moment — apply early to avoid website congestion and technical issues.
How many vacancies are there in IOB Recruitment 2026-27?
There are a total of 291 vacancies in IOB Recruitment 2026-27 across 14 post codes. The largest number is for Manager (Branch Management) with 100 posts, followed by Manager (IT) with 65 posts and Manager (Credit) with 35 posts. See the complete vacancy table above for category-wise breakdowns.
Is there an application fee for IOB Recruitment 2026-27?
Yes, the application fee for IOB Recruitment 2026-27 is ₹1,000 (inclusive of GST) for General, OBC, and EWS candidates. SC, ST, and Persons with Benchmark Disabilities (PWBD) candidates pay only ₹175 as intimation charges. The fee is non-refundable and must be paid online between 29 August and 15 September 2026.
Can a candidate apply for more than one post in IOB Recruitment 2026-27?
Yes, candidates are permitted to apply for more than one post in IOB Recruitment 2026-27, subject to fulfilment of the respective eligibility criteria for each post. However, if multiple applications are submitted for the same post, only the last submitted application will be considered valid.
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