The LIC Golden Jubilee Scholarship 2026 is a merit-cum-means scholarship by the Life Insurance Corporation of India offering Rs.15,000–Rs.50,000 per year to 13,440 EWS students. Students who passed Class 10 or Class 12 with at least 60% marks and have family income below Rs.4,50,000/year must apply online at licindia.in before 30 September 2026.
- Conducting Body: LIC Golden Jubilee Foundation (LIC GJF)
- Total Scholarships: 13,440 (8,960 General + 4,480 Special)
- Scholarship Amount: Rs.15,000 – Rs.50,000 per annum
- Eligibility Basis: Class 10 or Class 12 passed with min. 60% marks
- Income Limit: Family income not exceeding Rs.4,50,000 per annum
- Application Start: 1 September 2026
- Last Date to Apply: 30 September 2026
- Mode of Application: Online only at licindia.in
- Payment Mode: Direct NEFT to selected scholar’s bank account
- Installments: Two per year (1st Sep & 1st Feb)
LIC Golden Jubilee Scholarship 2026 is one of India’s largest corporate scholarship programmes, awarding financial aid to 13,440 meritorious students from Economically Weaker Sections (EWS) every year. Launched by the LIC Golden Jubilee Foundation (LIC GJF) — the CSR arm of Life Insurance Corporation of India — this scholarship supports students pursuing UG degrees, Diploma, ITI, Engineering, and Medical courses after Class 10 or Class 12. This guide is for Indian students aged 16–25 from EWS families who are seeking verified, complete information on eligibility, scholarship amounts, the step-by-step application process, and important dates for LIC GJF Scholarship 2026.
This article covers: scholarship types, category-wise amounts, eligibility criteria, income limit, required documents, how to apply online, selection process, renewal conditions, and frequently asked questions.
📋 Table of Contents
- What Is LIC Golden Jubilee Scholarship 2026?
- Who Should Apply for LIC Golden Jubilee Scholarship 2026?
- LIC Scholarship 2026 Amount — Category-Wise Breakdown
- Eligibility Criteria — General & Special Scholarship
- How to Apply for LIC Golden Jubilee Scholarship 2026 Online
- Selection Process and Merit Ranking
- LIC Scholarship vs Other Government Scholarships 2026
- Advantages & Disadvantages of LIC Golden Jubilee Scholarship
- Important Terms Related to LIC Golden Jubilee Scholarship
- Important Dates & Timeline 2026
- Important Links
- Conclusion
- Key Takeaways
- Frequently Asked Questions
What Is LIC Golden Jubilee Scholarship 2026?
LIC Golden Jubilee Scholarship 2026 is a merit-cum-means scholarship scheme offered by the LIC Golden Jubilee Foundation to award annual financial assistance to meritorious students belonging to Economically Weaker Sections (EWS) across India. It supports students pursuing higher education in Government or Private colleges and universities, including technical and vocational courses in ITIs/ITCs affiliated with NCVT, and Integrated Courses after Class XII.
The scheme offers two types of scholarships: General Scholarship (for students who passed Class 12 or equivalent Diploma) and Special Scholarship (for students who passed Class 10). A total of 13,440 scholarships — 8,960 General and 4,480 Special — are awarded each year across LIC’s 112 Divisional Offices spread throughout India. Each Divisional Office selects 120 students: 80 for General Scholarship (40 boys + 40 girls) and 40 for Special Scholarship (20 boys + 20 girls). Gender slots are interchangeable in case of intra-category shortfall.
The scholarship amount is disbursed directly to the selected scholar’s bank account via NEFT in two equal instalments annually — the first on 1 September and the second on 1 February of each academic year. The LIC GJF scholarship has been running for several years and is considered one of the most trusted and transparent corporate scholarship schemes in India because selection is done purely on merit (marks percentage) within the Divisional area, with no entrance test or interview required.
Who Should Apply for LIC Golden Jubilee Scholarship 2026?
This scholarship is specifically designed for students from low-income families who have secured strong academic results but face financial barriers to higher education. Here are the 8 ideal candidate profiles who should apply immediately:
- 🎓 Class 12 passed students (2023-24/2024-25/2025-26) enrolling in MBBS, BAMS, BHMS, BDS — eligible for Rs.50,000/year General Scholarship
- 🔧 Engineering aspirants pursuing BE, B.Tech, or B.Arch in the first year (2026-27) — eligible for Rs.40,000/year
- 📚 Graduation students (Arts, Science, Commerce) or Diploma/Vocational course students — eligible for Rs.20,000/year General Scholarship
- 🏫 Class 10 passed students enrolling in Class 11/12 (10+2 pattern), Vocational or Diploma courses — eligible for Rs.15,000/year Special Scholarship
- 🛠️ ITI/ITC students in trades affiliated with NCVT, especially from rural and semi-urban backgrounds
- 👧 Girl students from EWS families — given preference in tie-breaker scenarios and eligible for the Special Scholarship after Class 10
- 🌾 Children of farmers, daily-wage workers, or small business owners with total family income below Rs.4,50,000 per annum from all sources including agricultural income
- 🔄 Diploma holders seeking lateral entry into 2nd Year Engineering Degree — eligible provided Diploma was passed with 60% or equivalent in 2023-24, 2024-25, or 2025-26
LIC Scholarship 2026 Amount — Category-Wise Breakdown
The scholarship amount under the LIC Golden Jubilee Scholarship Scheme 2026 varies based on the course of study. All amounts are paid in two equal instalments per year directly to the scholar’s bank account via NEFT. The rates apply only to new entrants; students already receiving the scholarship from prior years continue at the rate fixed at the time of their original selection.
| Scholarship Type | Course / Stream | Annual Amount | Per Instalment |
|---|---|---|---|
| General Scholarship | Medicine (MBBS, BAMS, BHMS, BDS) | Rs.50,000 | Rs.25,000 |
| General Scholarship | Engineering (BE, B.Tech, B.Arch) | Rs.40,000 | Rs.20,000 |
| General Scholarship | Graduation (Arts/Science/Commerce), Diploma, Vocational, ITI, Integrated Courses | Rs.20,000 | Rs.10,000 |
| Special Scholarship | Intermediate/10+2, Vocational or Diploma after Class 10 | Rs.15,000 | Rs.7,500 |
Important: Postgraduate, part-time (evening/night classes), correspondence, open university, and self-study courses (CA, CS, ICMAI) are NOT eligible for this scholarship. Integrated courses combining graduation and post-graduation are eligible for the entire duration.
Eligibility Criteria — General & Special Scholarship
As per the official LIC Golden Jubilee Scholarship Scheme 2026 notification published on licindia.in, candidates must satisfy all conditions below before applying. There is no age limit specified, but the course must be first-year admission in the academic year 2026-27.
General Scholarship Eligibility (After Class 12 / Diploma)
- Must have passed Class XII (or equivalent) with at least 60% marks or equivalent CGPA in Academic Year 2023-24, 2024-25, or 2025-26
- Must have taken first year admission in 2026-27 for: Medicine (MBBS, BAMS, BHMS, BDS), Engineering (BE, B.Tech, B.Arch), Graduation in any discipline, Integrated Courses, Diploma, Vocational Courses, or ITI
- Parent/guardian annual income from ALL sources must not exceed Rs.4,50,000 per annum
- Studying in India in a Government or Private college/university or NCVT-affiliated ITI/ITC
Special Scholarship Eligibility (After Class 10)
- Must have passed Class X (or equivalent) with at least 60% marks or equivalent CGPA in Academic Year 2023-24, 2024-25, or 2025-26
- Must have taken first year admission in 2026-27 for: Intermediate/10+2 pattern, Vocational or Diploma Courses through Government recognized institutions, or ITI
- Parent/guardian annual income from ALL sources must not exceed Rs.4,50,000 per annum (including agricultural income)
Application Fee
| Category | Application Fee |
|---|---|
| All Categories (General / OBC / SC / ST / EWS) | NIL (Zero) — No application fee |
Ineligibility Conditions
- Postgraduate or research programmes
- Part-time, evening/night class, or open university courses
- Self-study courses: CA, CS, ICMAI (Cost Accountant)
- Candidates already receiving scholarship from another Trust or Institution (Government scholarships are allowed)
- Candidates who have passed any subject with Grace Marks or cleared a failed subject in subsequent semester
How to Apply for LIC Golden Jubilee Scholarship 2026 Online
Only online applications are accepted. No hard copy or offline submission is considered. Follow these 8 steps carefully to submit your application without errors before the 30 September 2026 deadline:
- Visit the official LIC website: Go to https://licindia.in or directly access the application portal at gjss.licindia.in/GJSS. Look for the “LIC Golden Jubilee Scholarship Scheme 2026” link on the homepage.
- Read all instructions carefully: Before filling the form, read the full official notification and instruction document available on the portal. Missing a single condition can disqualify your application.
- Fill in personal details: Enter your full name, father’s name, gender, date of birth, nationality, state, PIN code, contact number, and active email ID. All fields are mandatory — leaving any field blank prevents submission.
- Enter academic details: Select your qualifying exam (Class 10 or Class 12), enter marks/CGPA, academic year of passing, and the course you are currently enrolled in for 2026-27. CBSE or grading board students must convert CGPA to percentage equivalent before entering.
- Enter family income details: State the total annual gross income of both parents from all sources (including agricultural income). This must match your income certificate issued by a competent Revenue Authority.
- Select your LIC Divisional Office: The application is automatically routed to one of LIC’s 112 Divisional Offices based on your residential PIN code. Selection will be done within your Divisional area only.
- Upload required documents: Upload Income Certificate, latest Mark Sheet, and proof of 1st year admission (each file must be under 2MB). Enter accurate bank account details — Account Number, IFSC Code, and Name of Account Holder — for NEFT credit of scholarship.
- Submit and save acknowledgement: Recheck all entered information, click Submit, and save the acknowledgement email received at your registered email ID. This email mentions your LIC Divisional Office for future correspondence.
Use an active bank account that is not dormant — dormant accounts will delay NEFT credit. Also ensure your registered mobile number and email are functional throughout the year, as all future communication about selection, document verification, and scholarship disbursement happens only via email. If your bank has merged (e.g., OBC merged with PNB), always provide the new IFSC Code.
Selection Process and Merit Ranking
The LIC Golden Jubilee Scholarship 2026 selection is entirely merit-based with no entrance test or interview. Here is how the selection works step by step:
- Applications are routed to one of LIC’s 112 Divisional Offices based on the applicant’s residential PIN code.
- Applicants are ranked strictly by percentage of marks in Class 12 (for General Scholarship) or Class 10 (for Special Scholarship) within each Division.
- Each Division selects: 40 Girls + 40 Boys for General Scholarship, and 20 Girls + 20 Boys for Special Scholarship. Gender slots are interchangeable within each category if one gender has insufficient candidates.
- Tie-breaker Rule 1: If two candidates have equal marks, preference goes to the candidate whose parents have lower income.
- Tie-breaker Rule 2: If both marks and income are equal, LIC officials conduct a financial assessment to evaluate family background and financial need.
- Selected candidates are informed via email by the respective Divisional Office. Physical document verification is conducted by Divisional Officials to authenticate marks and income certificates. Documents authenticated by any LIC Branch In-Charge are accepted.
- Scholarship amount is credited to the verified bank account via NEFT after document verification is complete.
- Divisions with unfilled slots pool them centrally, and candidates from the Divisional waiting list may be selected subject to overall limits.
LIC Scholarship 2026 vs Other Government Scholarships
How does the LIC Golden Jubilee Scholarship 2026 compare to other major scholarships available to Indian students? Here is a comprehensive comparison:
| Parameter | LIC Golden Jubilee Scholarship 2026 | NSP Central Sector Scholarship | HDFC Badhte Kadam Scholarship |
|---|---|---|---|
| Offered by | LIC Golden Jubilee Foundation (PSU) | Ministry of Education, Govt. of India | HDFC Bank Parivartan |
| Max Annual Amount | Rs.50,000 | Rs.12,000 (Day Scholar) / Rs.20,000 (Hostel) | Rs.75,000 |
| Eligibility After | Class 10 or Class 12 | Class 12 only | Class 12 |
| Income Limit | Rs.4,50,000/year | Rs.8,00,000/year | Rs.2,50,000/year |
| Minimum Marks | 60% in qualifying exam | 80th percentile in Class 12 board | 55% in Class 12 |
| ITI/Diploma Covered | ✅ Yes | ❌ No | ❌ No |
| Total Seats | 13,440 per year | 82,000 per year | Limited |
| Application Mode | Online (licindia.in) | Online (scholarships.gov.in) | Online (hdfcbank.com) |
| Last Date 2026 | 30 Sep 2026 | 31 Oct 2026 (expected) | October 2026 (expected) |
| Best For | EWS students in UG, Diploma, ITI, Medical, Engineering | High-scoring Class 12 students in degree courses | Students with very low family income in UG |
The LIC Golden Jubilee Scholarship 2026 is the best option for students pursuing Diploma, ITI, Vocational, and MBBS courses from EWS families — because it covers streams that most other scholarships ignore. Engineering students can get Rs.40,000/year, which is significantly higher than the Central Sector Scholarship. If you meet the 60% marks threshold and income criteria, apply immediately — competition is high and the last date is 30 September 2026.
Advantages & Disadvantages of LIC Golden Jubilee Scholarship 2026
Advantages (Pros)
- ✅ No application fee — completely free to apply for all categories
- ✅ Covers diverse courses — UG, Engineering, Medical, Diploma, Vocational, ITI — unlike many scholarships that only cover degree courses
- ✅ Direct bank transfer via NEFT — no middleman; scholarship credited directly to student’s account
- ✅ Large number of seats — 13,440 scholarships annually across 112 Divisional Offices; geographic distribution gives every region representation
- ✅ Government scholarships are compatible — candidates receiving Central or State Government scholarships are still eligible
- ✅ Covers full course duration — not just one year; renewable annually till course completion
- ✅ Transparent merit-based selection — no interview, no entrance exam, no subjective evaluation
Disadvantages (Cons)
- ❌ No postgraduate coverage — students pursuing MA, M.Sc, MBA, M.Tech are not eligible
- ❌ Strict renewal conditions — Medical/Engineering scholars must score at least 55% in each semester; failure to maintain marks or pass all subjects (even with grace marks) results in discontinuation
- ❌ Limited to first-year admissions in 2026-27 — second-year or lateral-entry students (except Diploma-to-Engineering) cannot apply fresh
- ❌ Only one scholarship per family — the rule allows relaxation only when the second applicant is female, which can disadvantage families with two eligible male siblings
Important Terms Related to LIC Golden Jubilee Scholarship 2026
Understanding the following key terms will help you correctly fill the application form and meet renewal conditions:
- LIC Golden Jubilee Foundation (LIC GJF): The CSR (Corporate Social Responsibility) arm of Life Insurance Corporation of India, registered as a charitable trust. It is responsible for administering the scholarship scheme and disbursing funds.
- EWS (Economically Weaker Section): Students whose total family income from all sources (including salary, agriculture, business, rent, etc.) does not exceed Rs.4,50,000 per annum as of the preceding financial year.
- NCVT (National Council for Vocational Training): The government body that affiliates ITIs and ITCs across India. Courses must be from NCVT-affiliated institutes to qualify under the Special Scholarship category.
- NEFT (National Electronic Funds Transfer): The payment mode used to credit scholarship amounts. Requires a valid active bank account with correct IFSC code in the applicant’s name.
- CGPA to Percentage Conversion: CBSE and grading-system boards require candidates to convert their CGPA to equivalent percentage before entering in the application. Use the official board’s conversion formula (e.g., CBSE: Multiply CGPA by 9.5).
- Divisional Office (DO): One of LIC’s 112 regional administrative units. Applications are routed to the DO corresponding to the applicant’s residential PIN code. Selection is conducted independently by each DO.
- General Scholarship: Awarded to students who have passed Class 12 or equivalent Diploma and are pursuing higher education. Amounts: Rs.50,000 (Medical), Rs.40,000 (Engineering), Rs.20,000 (Graduation/Diploma/ITI).
- Special Scholarship: Awarded to students who have passed Class 10 and are pursuing Intermediate (10+2), Vocational, or Diploma courses. Amount: Rs.15,000 per year.
- Competent Revenue Authority: The government official authorized to issue income certificates — includes Tehsildar, District Magistrate, Deputy Commissioner, Collector, Revenue Circle Officer, Sub-Divisional Magistrate, or authorized Panchayat/Municipality officer.
- SGPA/CGPA Maintenance: Renewal of scholarship requires maintaining a minimum SGPA/CGPA equivalent to 55% (Medical/Engineering) or 50% (Graduation/other courses) in each semester throughout the course.
Important Dates & Timeline — LIC Golden Jubilee Scholarship 2026
| Event | Date / Period |
|---|---|
| Official Notification Released | September 2026 |
| Online Application Start Date | 1 September 2026 |
| Last Date to Apply Online | 30 September 2026 |
| Document Verification by Divisional Offices | October–November 2026 |
| Selection & Email Notification to Selected Candidates | November–December 2026 |
| 1st Instalment Due Date | 1 September 2026 (on selection) |
| 2nd Instalment Due Date | 1 February 2027 |
| For 2nd Instalment Claim | Submit 1st Semester result or Attendance Certificate |
Note: Any extension or change in the last date is posted only on the official website licindia.in. Candidates must check the official website regularly for any updates.
Important Links — LIC Golden Jubilee Scholarship 2026
| Link Name | URL |
|---|---|
| Official LIC Website | licindia.in |
| Direct Application Portal | gjss.licindia.in/GJSS |
| Official Scholarship Notification PDF | LIC GJF Scholarship 2026 Notification |
| National Scholarship Portal (NSP) | scholarships.gov.in |
| Ministry of Education — Scholarship Schemes | education.gov.in |
Conclusion — LIC Golden Jubilee Scholarship 2026
The LIC Golden Jubilee Scholarship 2026 is one of the most accessible and high-value scholarship programmes available to EWS students in India today, covering 13,440 seats across 112 Divisional Offices with annual grants ranging from Rs.15,000 (Special Scholarship after Class 10) to Rs.50,000 (Medical students after Class 12). Whether you are pursuing ITI, Diploma, B.Sc, B.Com, B.Tech, or MBBS in the academic year 2026-27, this scholarship can cover a significant portion of your annual expenses — disbursed directly to your bank account twice a year with no middlemen.
If you passed Class 10 or Class 12 with at least 60% marks in any academic year from 2023-24 to 2025-26, and your family income is below Rs.4,50,000 per year, apply immediately at gjss.licindia.in/GJSS before the 30 September 2026 deadline. Bookmark this page — we update it whenever LIC releases new information or extends the deadline.
- LIC Golden Jubilee Scholarship 2026 awards Rs.15,000–Rs.50,000/year to 13,440 EWS students across India via NEFT in 2 instalments.
- Medical students (MBBS/BDS/BAMS/BHMS) get the highest amount at Rs.50,000/year; ITI/Diploma students get Rs.20,000/year.
- Minimum eligibility: 60% marks in Class 10 or 12 (2023-24/2024-25/2025-26) + family income below Rs.4,50,000/year.
- Selection is purely merit-based (marks percentage) within each LIC Divisional area — no exam or interview required.
- Apply online only at gjss.licindia.in/GJSS before 30 September 2026 — no hard copy accepted.
- Postgraduate, part-time, open university, and self-study courses (CA, CS) are NOT eligible.
Frequently Asked Questions About LIC Golden Jubilee Scholarship 2026
What is the LIC Golden Jubilee Scholarship 2026?
The LIC Golden Jubilee Scholarship 2026 is a merit-cum-means scholarship programme run by the LIC Golden Jubilee Foundation (LIC GJF), the CSR arm of Life Insurance Corporation of India. It awards financial assistance of Rs.15,000–Rs.50,000 per year to 13,440 economically weaker section (EWS) students pursuing higher education in UG, Diploma, Vocational, ITI, Engineering, or Medical courses across India in the academic year 2026-27.
What is the last date to apply for LIC Golden Jubilee Scholarship 2026?
The last date to apply online for LIC Golden Jubilee Scholarship 2026 is 30 September 2026. Applications must be submitted only through the official portal at gjss.licindia.in/GJSS or via the link on licindia.in homepage. Any extension in the deadline will be notified only on the official LIC website.
What is the minimum percentage required for LIC Golden Jubilee Scholarship 2026?
Candidates must have passed Class 10 (for Special Scholarship) or Class 12 / equivalent Diploma (for General Scholarship) with a minimum of 60% marks or equivalent CGPA grade in Academic Year 2023-24, 2024-25, or 2025-26. CBSE students must convert their CGPA to percentage equivalent (multiply CGPA by 9.5 as per CBSE guidelines) before entering in the form.
What is the income limit for LIC Golden Jubilee Scholarship 2026?
The parent/guardian’s total annual income from all sources — including salary, agricultural income, business income, rent, and any other source — must not exceed Rs.4,50,000 per annum. An income certificate issued by a competent Revenue Authority (Tehsildar, District Magistrate, Collector, Sub-Divisional Magistrate, or authorized Panchayat/Municipality officer) must be submitted as proof.
Can ITI or Diploma students apply for LIC Scholarship 2026?
Yes, ITI and Diploma students are fully eligible for LIC Golden Jubilee Scholarship 2026. Students pursuing technical and vocational courses in Industrial Training Institutes (ITIs) or Industrial Training Centres (ITCs) affiliated with the National Council for Vocational Training (NCVT) can apply. They receive Rs.20,000 per year under the General Scholarship (after Class 12) or Rs.15,000 per year under the Special Scholarship (after Class 10).
How many scholarships are available under LIC Golden Jubilee Scholarship 2026?
A total of 13,440 scholarships are available — 8,960 General Scholarships (after Class 12/Diploma) and 4,480 Special Scholarships (after Class 10). Each of LIC’s 112 Divisional Offices selects 120 students: 80 for General Scholarship (40 boys + 40 girls) and 40 for Special Scholarship (20 boys + 20 girls). Gender slots are interchangeable if one gender has insufficient eligible applicants in a Division.
Is a student already receiving another scholarship eligible for LIC Golden Jubilee Scholarship?
Students receiving scholarships from Central or State Government schemes remain fully eligible for LIC Golden Jubilee Scholarship 2026. However, students receiving scholarships from any private Trust or Institution (other than Government) are not eligible. In tie-breaker situations, candidates not receiving any other scholarship are given preference over those already receiving a private scholarship.
What is the renewal condition for LIC Scholarship after the first year?
Renewal conditions differ by course: Medical and Engineering scholars must score at least 55% marks or equivalent SGPA/CGPA in each semester and must pass all subjects. Graduation and other General Scholarship courses require at least 50% marks or equivalent SGPA/CGPA per semester. Special Scholarship holders must score at least 50% with pass in all subjects in the 1st yearly examination. Passing any subject with grace marks or clearing a failed subject in subsequent semester results in scholarship discontinuation.
How is the scholarship amount paid?
The LIC Golden Jubilee Scholarship 2026 amount is transferred directly to the selected scholar’s active bank account via NEFT in two equal instalments per year. The first instalment is due on 1 September 2026, and the second instalment is due on 1 February 2027. The second instalment requires submission of 1st Semester exam results or an Attendance Certificate from the college. Candidates must ensure their bank account is active and not dormant before providing details.
Can two siblings from the same family both receive LIC Golden Jubilee Scholarship?
As a general rule, the LIC Golden Jubilee Scholarship is awarded to only one student per family. However, the rule can be relaxed to allow two candidates from the same family if the second applicant is female, or if both applicants are female. If a male and a female from the same family apply simultaneously and are equally qualified, the female candidate is given preference.
Last Updated: September 2026 | Source: Official LIC Golden Jubilee Foundation Notification 2026 (licindia.in). This guide is reviewed and updated regularly for accuracy. Bookmark this page for the latest information.
Disclaimer: This article is for informational purposes only. Scholarship eligibility, selection criteria, and disbursement are governed exclusively by the official LIC Golden Jubilee Foundation rules and the official notification published at licindia.in. Candidates are advised to read the official notification carefully before submitting their application. The final authority on all scholarship-related decisions is the Executive Committee of LIC Golden Jubilee Foundation.
